Finance for Small and Medium Enterprises
The Saudi Investment Bank offers a wide range of financing services, providing comprehensive solutions for small and medium enterprises throughout Saudi Arabia. Our customized offerings, personalized service, and strong understanding of finance help you achieve the highest level of success for your business. You can choose from a range of financing solutions:
Working Capital (Short-Term)
Working capital financing is important to develop your business and gain a competitive advantage in the fast-growing markets. We offer the financing needed by companies and institutions for investment in liquid assets, which includes financing and refinancing of short-term finance.
Financing Projects and Contracts (Medium-Term to Long-Term)
We provide financing for projects in various stages of construction, operation and maintenance. This financing covers various guarantees and invoice discounting, offering the credit necessary to finance imports.
Financing the Expansion of Activity (Long-Term)
We provide financing and advisory services for the establishment and expansion of enterprises. These services include business financing, financing options, and letters of credit associated with projects, as well as tools to protect against currency fluctuation risks.
General Conditions:
- Meeting the minimum credit and risk acceptance criteria of The Saudi Investment Bank.
- The business must be established as a legal entity (sole proprietor, limited liability company, etc.).
- The business should be at least three years old and have a permanent location or outlet.
- Positive credit history records for both the business and its owners in SIMAH.
- Audited financials for the last three years.
- Positive financial indicators for the business.
- Terms and conditions to be applied.
*Above rates may change based on the credit record of the entity.
To contact us:800 124 8000