Reviewed on 22 September 2026
Personal Finance Calculator
For exact figures, please contact Flexx Call Phone Banking at 800 124 8000
or visit the nearest SAIB Branch. SAIB Branch.
All personal financing are subject to credit approval.
For exact figures, please contact Flexx Call Phone Banking at 800 124 8000
or visit the nearest SAIB Branch. SAIB Branch.
All personal financing are subject to credit approval.
Home Finance Calculator
The calculator provides estimates only.
or visit your nearest SAIB Branch.
All personal financings are subject to credit approval.
Credit Card
Limit and APR Calculator
The APR calculation includes VAT applied to the annual fee
Please note that these are simulated amounts representing approximate numbers only, without taking into account your monthly obligations and credit bureau results.
Other expenses include all operational and non-operational costs, including but not limited to loans, provisions, and miscellaneous financial obligations
For exact figures, please contact Flexx Call contact center at 800-124-8000
or visit the nearest SAIB Branches.
All credit cards are subject to credit approval.
ALBARAKAH Saving Account Profits Calculator
Estimated annual profits based on your account balance
Enter your deposit amount and duration to estimate your profits
Enter Deposit Amount *
Enter Duration *
Months
Estimated based on current fixed profit rate of 3.5%Compare Your Savings Profits Across Banks
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For exact figures, please call 800-124-8000 or visit your nearest SAIB Branch.
Example
An example of information that will be obtained when applying for a product
Personal Finance
| Finance amount ( ) | 100,000 |
| Tenor (Years) | 5 |
| APR % | Starting from 2.21 |
| Installment amount ( ) | 1,750.15 |
*The Annual Percentage Rate (APR) may differ based on the amount and maturity period.
** Above example is according to product terms & conditions as of 1st Feb 2026, (rate 1.94% & Salary date 27th )
Home Finance
| Property evaluation ( ) | 500,000 |
| LTV % | 90 |
| Type of term cost | Fixed |
| APR % | 6.44 |
| Finance Tenor (Years) | 15 |
| Payment method | Monthly deduction from customer's salary |
| Monthly Installment Amount ( ) | 4,235.51 |
| Payment Type | Principal and Profit |
| Early settlement amount | 1-2 Years: Total profit amount of the 1st two years After 2 years: profits of the three subsequent installments |
*The Annual Percentage Rate (APR) may differ based on the amount and maturity period.
** Above example is according to product terms & conditions as of 1st Feb 2026, (rate 6.06% & Salary date 27th )
Murabaha Deposit
Example: 1
| Investment amount ( ) | 100,000 |
| Investment Tenor (Months) | 1 |
| Profit margin % | 0.400 |
| Number of withdrawals allowed | Not applicable |
The above table is for illustration only, and the profit margin may differ according to the amount and maturity period.
Example: 2
| Investment amount ( ) | 1,400,000 |
| Investment Tenor (Months) | 6 |
| Profit margin % | 1.00 |
| Number of withdrawals allowed | Not applicable |
The above table is for illustration only, and the profit margin may differ according to the amount and maturity period.
Example: 3
| Investment amount ( ) | 1,000,000 |
| Investment Tenor (Months) | 12 |
| Profit margin % | 0.550 |
| Number of withdrawals allowed | Not applicable |
The above table is for illustration only, and the profit margin may differ according to the amount and maturity period.
Credit Card
| Card Type | Visa Platinum |
| Credit Limit | 10,000 |
| Used Amount by customer | 10,000 |
| Tawarruq | 2.49% |
Annual Fee *All new cards issued after December 15th will have no annual fees. | 399 |
| Minimum Payment Due | 5% |
| (APR) Annual Percentage Rate | 45.41% |
| Period to pay total outstanding | 60 months |
*All new cards issued after December 15th will have no annual fees.
*APR May differ depending on Card Type
SME
| Product | Annual Percentage Rate* | Administration Fees | Minimum (or) Maximum Administrative Fees |
| Short Term Loans | 5% - 7% plus SIBOR | 1.5% - 3% | N/A |
| Mid Term Loans | 6% - 8% plus SIBOR | 1.5% - 3% | N/A |
*Above rates may change based on the credit record of the entity.
ALBARAKAH Saving Account
| Minimum Deposit Amount | Minimum Daily Average Qualifying Amount to Avail Profits | Equivalent Annual Rate | Number of Withdrawals and Deposits Allowed | Profit Distribution Ratio |
| 1000 | 1,000 | 3.5% | Unlimited | NA |