Travel Card

Travel Card

Travel Card

The 100-Currency Card .. for Travels and More

The multi-currency Travel Card enables its holder to pay in 100 different currencies at best exchange rates with ZERO exchange rate conversion!

 

You can use the Travel Card in two ways:

  • Pre-Paid: You can use the card as a prepaid card by transferring the money from your current account to your travel card balance.
  • Credit Card: You can use the card as a credit card, by applying for a credit limit through the bank’s Mobile Application and using the limit to transfer money to your Travel Card.

 

One card to use in your travels or when shopping online to enjoy faster and safer transactions.

You can issue additional cards for your family members (with linked or separate balances).

 

Travel Card come with 5 Free Default Currencies:

  • US Dollars - USD
  • Great Britain Pound - GBP
  • Euro - EUR
  • Emirati Dirham - AED
  • Saudi Riyal -SAR

 

Apply for Travel Card, primary or additional:

  • (FREE!) no issuance fees
  • (FREE!) 100 currencies with no currency addition fees
  • 0% margin on exchange rate for GBP, EUR and AED

 

* Offer valid until 30 September 2022
* Terms and conditions apply

 

 

 

You can add any of the new additional currencies including:

Swiss Franc - CHF Bahraini Dinar - BHD
Turkish Lira - TRY Canadian Dollar - CAD
Jordanian Dinar - JOD Chinese Yuan - CNY
Kuwaiti Dinar - KWD Egyptian Pound - EGP
Indonesian Rupiah - IDR Moroccan Dirham - MAD
Philippine Peso - PHP Indian Rupee - INR
Bosnian Mark – BAM Russian Ruble - RUB * Temporarily disabled 
Australian dollar - AUD  Danish Krona - DKK 
Japanese Yen - JPY  Norwegian Krone - NOK 
New Zealand Dollars - NZD  Omani Riyals - OMR 
Swedish Krona - SEK  Czech Koruna - CZK 
Hong Kong Dollar – HKD  Malaysian Ringgit – MYR 
Tunisian Dinar   Belarusian Ruble 
Cambodian Riel  Bulgarian Lev 
Ethiopian Birr  CFA Franc  
Moldovan Leu  Panamanian Balboa 
Kazakhstani Tenge  Vietnamese Dong 
Kenyan Shilling   Gibraltar Pound 
 Mongolian Tugrik - MNT  Colombian Peso - COP 
Central African CFA Franc - XAF   The Central Pacific Franc - XPF 
Peruvian Sol - PEN   Eastren Caribbean Dollar - XCD 
Cayman Island Dollar - KYD   Djibouti Franc - DJF 
Malagasy Ariary - MGA   Chilean peso - CLP 
Zambian Kwacha - ZMW  Qatari riyal – QR 
South African Rand- ZAR   Mexican Peso - MXN 
Polish Zloty - PLN  Thai Baht - THB 
Singapore Dollar - SGD  South Korean Won - KRW 
Azerbaijani Manat - AZN  Georgian Lari - GEL 
Ukrainian Hryvnia - UAH  Sri Lankan Rupee - LKR   
Brazilian Real - BRL  Hungarian Forint - HUF 
Croatian Kuna - HRK  Mauritian Rupee - MUR 
Romanian Leu - RON  Taiwan Dollar - TWD 
Lebanese Pound - LBP  Pakistani Rupee - PKR 
Kyrgyzstani Som - KGS   Albanian Lek - ALL 
Iceland Krona - ISK   Maldivian Rufiyaa - MVR 
Tanzanian Shilling  Uzbekistani Som  
Algerian Dinar   Iraqi Dinar 
Macau Pataca  Ugandan Shilling 
Seychellois Rupee   Nigerian Naira  
Serbian Dinar  Ghanaian Cedi  
Bahamian Dollar  Tajikistani Somoni 
Armenian Dram - AMD  Paraguayan guaraní - PYG 
Brunei Dollar - BND  Honduran lempira - HNL 
Aruban Florin - AWG  Salvadoran Colón - SVC 
Fijian dollar - FJD  Rwandan Franc - RWF 
Jamaican dollar - JMD  Papua New Guinean Kina - PGK 
Uruguayan peso - UYU   Nepalese rupee - NPL 
Macedonian denar - MKD   Dominican peso - DOP 
 

You can also add more than 1 currency at the same time.

Fees

General Fees (Whether the credit limit is active or not)
Issuance fee SAR 100
Renewal fee SAR 75
Replacement fee SAR 50
Chargeback fee SAR 50
Cash withdrawal fee
$6 or equivalent
Transfer (load/unload) fee No transfer fee
Foreign Currency Mark-up 2%
OIF for non-sufficient balance on the added currencies 1% Debited from USD wallet
Special Fees (If the credit limit is active)
Tawarruq Profit Rate 2.49%
Late Payment Fees SAR 100
Dispute Fees (False Dispute) SAR 50
Issuance fee SAR 100
Foreign Currency Mark-up 2.75%
Minimum Payment Due 5% or SAR 100 (whichever is higher)

Calculator

The calculator provides estimates only and shall not be considered as an approval for the card limit.
Result
=
00,000
Your Age
 
18 Years
Your Salary
SAR
Employer Sector
Customer Type
 
Please note that these are simulated amounts representing approximate numbers only, without taking into account your monthly obligations and credit bureau results.
For exact figures, please contact Flexx Call contact center at 800-124-8000

or visit the nearest SAIB Branches.
All credit cards are subject to credit approval.

Example

EXAMPLE OF TAWARRUQ CALCULATION:
Due amount SAR 7,000
The minimum payment 5% SAR 350
Revolving unpaid balance amount SAR 7,000 –SAR 350 = SAR 6,650
Tawarruq profit rate of 2.49% (monthly) on the revolving amount 6,650 * 2.49% = SAR 165.59
The total outstanding balance will be added into the revolving unpaid balance (165.59 + 6,650) = SAR 6,815.59

Calculator Limit Calculator

The calculator provides estimates only and shall not be considered as an approval for the card limit.
Result
=
00,000
Your Age
 
18 Years
Your Salary
SAR
Employer Sector
Customer Type
 
Please note that these are simulated amounts representing approximate numbers only, without taking into account your monthly obligations and credit bureau results.
For exact figures, please contact Flexx Call contact center at 800-124-8000

or visit the nearest SAIB Branches.
All credit cards are subject to credit approval.

Example Of Tawarruq Calculation

EXAMPLE OF TAWARRUQ CALCULATION:
Due amount SAR 7,000
The minimum payment 5% SAR 350
Revolving unpaid balance amount SAR 7,000 –SAR 350 = SAR 6,650
Tawarruq profit rate of 2.49% (monthly) on the revolving amount 6,650 * 2.49% = SAR 165.59
The total outstanding balance will be added into the revolving unpaid balance (165.59 + 6,650) = SAR 6,815.59

FAQs

Are there any conditions for obtaining the card?

The card is available for all SAIB account holders.

How can SAIB customers apply for this card through E-channels?

  • Login to internet banking or mobile application
  • Go to cards section then click on Travel Card
  • Since it is a new card request, click on the “Card Request” option
  • Once you approve the T&C, an issuance fee of SAR100 will be debited from your account. After that, your request will be processed immediately
  • Once you receive your card, you should activate your card through internet banking or Mobile Application or by calling Phone Banking at 8001248000 (if within the Kingdom of Saudi Arabia) or +96114183100 (if overseas)

Is it the first multi-currency card in the Kingdom of Saudi Arabia?

Yes, it is the first low limit multi-currency credit card launched in the Kingdom of Saudi Arabia which can be loaded with 100 different currencies to avoid the exchange rate fees.

How can I get a Travel Card?

Both primary and supplementary cards can be requested through internet banking or Mobile Application and the card will be delivered via courier with 5 business days. You may also issue it instantly through the self-service machine in the nearest SAIB branch

 
+Show All

 

TERMS & CONDITIONS

To check our terms and conditions click here

CARD TRANSACTION DISPUTE FORM

click here to download the Card Transaction Dispute Form

FAQs

Are there any conditions for obtaining the card?

The card is available for all SAIB account holders.

How can SAIB customers apply for this card through E-channels?

  • Login to internet bankinnew-acc.jpegg “Flexx Click” or mobile application “Flexx Touch”
  • Go to cards section then click on Travel Card
  • Since it is a new card request, click on the “Card Request” option
  • Once you approve the T&C, an issuance fee of SAR100 will be debited from your account. After that, your request will be processed immediately
  • Once you receive your card, you should activate your card through internet banking “Flexx Click” or mobile application “Flexx Touch” or by calling phone banking “Flexx Call” on 8001248000 (if within the Kingdom of Saudi Arabia) or +96114183100 (if overseas)

Is it the first multi-currency card in the Kingdom of Saudi Arabia?

Yes, it is the first low limit multi-currency credit card launched in the Kingdom of Saudi Arabia which can be loaded with 100 different currencies to avoid the exchange rate fees.

How can I get a Travel Card?

Both primary and supplementary cards can be requested through internet banking or Mobile Application and the card will be delivered via courier with 5 business days. You may also issue it instantly through the self-service machine in the nearest SAIB branch.

 

 

Can I issue a Travel card for my family members?

More than one Travel Card can be requested for your family members, which will be linked to your account and controlled by main account holder.

How will I benefit from the Travel Card?

Whether I travel often or have a family member who travels often or lives abroad, the Travel Card will help me save significant amounts of money and avoid unnecessary exchange rate fees.

What is the card credit limit?

The card is issued with a credit limit of 1 USD.

Are there any fees for loading funds to the Travel Card?

No fees when loading your card.

Are there any fees for unloading funds from the Travel Card to my SAIB account?

No fees when unloading your card.

How easy it is to load your Travel Card?

No need to visit currency exchange stores any more, Travel Card enables cardholders to load fund to their card through SAIB internet banking “Flexx Click” or mobile application “Flexx Touch” and phone banking “Flexx Call” service.

Are there any fees for adding currencies to the Travel Card?

Yes, there is a fee of SAR 25 for each additional currency as a onetime fee only.

How can I add new currencies to the card?

  • Login to internet banking “Flexx Click” or mobile application “Flexx Touch”
  • Go to cards section then click on Travel Card
  • Select adding additional currencies and choose the desired currencies
  • After confirming the currencies, a fee of SAR 25 will be charged for each currency added and your request will be immediately processed

Can I use my card in countries that don’t accept one of the currencies in the Travel Card?

Yes, you can use the card around the world and the amount will be exchanged from the original currency to USD.

Can I use this card within the Kingdom of Saudi Arabia?

Yes you can.

Can I unload money back to my SAIB account?

Yes, you can unload money back into your SAIB account for free.

How long does it take to approve the card request?

Your request will be approved immediately as there is no need to check your credit history.

What is the daily cash withdrawal limit?

You can withdraw up to USD 2,500.

What is limit to purchase through POS or online?

There is no limit; you can use the all available amount in the card.

What is the maximum load amount?

The maximum load amount is USD 100,000 or it is equivalent in other currencies. This limit will be covering in all added currencies. You can load again at any time after using the amount.

What if I forget my PIN?

You can view your PIN easily through the Travel Card page in the Internet Banking or Mobile Application.

Are my online transactions secured?

All transactions done online using any SAIB card is supported by 3D secure (verified by visa) security feature.

What online services do I get for Travel Cards?

  • View card balances per wallet/currency
  • View transactions history
  • Load your card with various currencies from your SAIB account
  • Unload funds from each wallet to your SAIB account
  • Access 24/7 and emergency assistance for lost or stolen cards

What happens if I lose my card or if my card is stolen and how can I request a replacement card?

In case of loss or theft of your card, immediately call 8001248000 (if within the Kingdom of Saudi Arabia) or +96114183100 (if overseas) to block your card and request a replacement card to be sent to you within 5 business days.
You can block the card temporarily or permanently through our mobile application, internet banking, or the phone banking service at: 8001248000

How can I know the WooW points earned using my Travel Card?

You can know more about the points earned by using WooW calculator by choosing the type of transaction and the number of points earned will appears, click here to use the calculator.