Enjoy discounts of up to 15% off retail rates at over 450 destinations globally by booking with your Visa Platinum credit card.
Visa Signature Credit Card
It is everything you have always wanted in your credit card.
Your Visa Signature Credit Card from The Saudi Investment Bank pampers you with hand-picked privileges. A card that is up to every task, offering you an enhanced spending power, a high level of benefits, priority customer service, extended warranty coverage, in addition to exclusive benefits not found anywhere else. A card specially designed to exceed your expectations every time.
It is everything you have always wanted in your credit card.
Whatever your demand is, your Visa Signature Credit Card has it covered.
Rewards & Benefits
Entry to 25 luxurious
airport lounges worldwide
Up to 15% on retail rates
at 450+ destinations globally
Up to 25% off stays at selected
Jumeirah properties
Explore over 900
premium properties
Meet and Assist Service at Airports*
- Cardholders can book from here and the discount will be applied directly
- Services must be booked at least 72 hours prior to commencement of travel
- Offer not to be used in conjunction with other promotions
- Cardholders can also book other services such as limo transfer, visa on arrival, baggage porters, etc.
The Entertainer
Incredible experiences await you with The Entertainer.
Download "Xperience with the ENTERTAINER" mobile application and register using your Visa Signature credit card to treat yourself to exclusive 2-for-1 deals on food and entertainment in addition to over 5,000 travel discounts.
For details, click here.
Jumeirah Offers
Up to 25% off stays at the following Jumeirah properties.
Up to 25% off stays at the following Jumeirah properties:
- Madinat Jumeira
- Jumeirah Royal Saray
- Jumeirah Messilah Beach Hotel
- Jumeirah Port Soller Hotel & Spa
- Jumeirah Frankfurt
- Grosvenor House Suites by Jumeirah Living
- Jumeirah Lowndes Hotel
- Capri Palace Jumeirah
For details, please click here.
Visa Luxury Hotels Collection
VLHC includes over 900 intriguing and prestigious properties, providing a premium collection of benefits specially designed to offer an unparalleled experience...
Offers:
- Best available rate
- Automatic Room Upgrade upon arrival
- Complimentary in-room Wi-Fi
- Daily complimentary breakfast
- $25 USD food or beverage credit
- VIP guest status
- 3 PM check-out (upon request)
Book must be made from here.
Global Concierge Service
Enjoy a 24-hour global lifestyle premium service, which includes travel information, arrangements, reservation assistance for premium restaurants.
Enjoy a 24-hour global lifestyle premium service, which includes travel information, arrangements, reservation assistance for premium restaurants, bookings for entertainment events, shopping information, gift arrangement and delivery, health clubs, business services and many more.
Now you can access the digital concierge channel in addition to other means of communication. The digital concierge is a fully mobile responsive portal, enabling you to search and book on-the-go. You will also be able to talk to our Lifestyle Managers 24/7 via the Live Chat. Click here to access the online platform and discover Visa Signature’s world.
International Numbers:
+973 1667 5426
+971 4361 1234
+44 207 8502829
Local Number:
800 8443 488
Global Airport Lounge Access
Enjoy access to 1000+ luxurious airport lounges over 300 cities across the globe with Visa Airport Companion App.
- Registration for the app is required to activate the lounge benefit for your Visa Signature Credit Card.
- SAIB Visa Signature credit cardholder visits are free for the first 12 visits per year (Gregorian year). Afterwards when exceeding the number of the free visits including "Guest visits” cardholder will be charged $32 per guest and per visit.
- The number of free visits will be renewed on January 1 of each year (Gregorian year).
- After the first visit cardholder needs to make an international transaction of 1USD (3.75 SAR) yearly through POS or Website purchases outside the kingdom, provided that it may take up to 10 days for such transaction to become visible in lounges systems to avail this feature.
For details, please click here.
International Medical and Travel Assistance
Visa Signature Credit Card provides you and your family a free International Medical and Travel Assistance while traveling outside the Kingdom for up to 90 days.
Visa Signature Credit Card provides you and your family a free International Medical and Travel Assistance while traveling outside the Kingdom for up to 90 days. Complimentary services include helping you to get medical telephone advice, putting you in touch with a local medical service provider and with someone to monitor your medical condition both during and after hospitalization -God forbids.
For details, click here.
Travel Insurance
Use your Visa Signature credit card to pay for your travel expenses, and you and your family will be provided with complementary Travel Insurance with a maximum trip duration of 90 days.
- To download the insurance certificate, please click here.
- For any claims, please email the VISA team at creditcardclaims@crawco.me with the following information:
- Cardholder’s name
- First 9 digits of card number
- Cardholder’s address
- The policy or section under which the claim applies
Key Information
Annual Fees
500
Supplementary Card Fees
Free
Tawarruq Profit Rate
2.49%
Card Replacement Fees
100
Calculator
Your Age
18 Years
Salary
Employer Sector
Customer Type
Monthly payments
00,000
Please note that these are simulated amounts representing approximate numbers only, without taking into account your monthly obligations and credit bureau results.
For exact figures, please contact Flexx Call contact center at 800-124-8000
or visit the nearest SAIB Branches.
All credit cards are subject to credit approval.
For exact figures, please contact Flexx Call contact center at 800-124-8000
or visit the nearest SAIB Branches.
All credit cards are subject to credit approval.
A step by step guide on how to request a Credit Card
- Log into your account via the app
- From the main list, choose “Cards” > “SAIB Credit Cards” > “Credit Card Request”
- Pick the card you want
- Fill in the form request
- Read then accept the terms and conditions
Your request has been fulfilled successfully!
Click here to Start Step 1.
A step by step guide on how to activate SAIB Credit Card
- Log in to your account
- From (Cards), choose (SAIB Credit Cards)
- Choose the card
- Click on the card to view the services
- Choose the required service (Activate Card)
Your request has been fulfilled successfully!
- Customer’s age must range between 18-65 years
- Customer must have an account with SAIB
- Customer must be employed, self-employed, retired, or average balance accountholders
Note: The Bank reserves the right to accept or reject an application based on the policy in place at the time of the request
- Filled and signed Credit Card Application form
- A valid National ID for Saudis
- Salary certificate
- 3-month bank statement
- Copy of ID for potential supplementary cardholder
- Valid commercial registration for self-employed along with 12-month bank statement
To view the risks of Credit Cards, click here
For more information please call our toll free number at 800 124 8000.
To check our terms and conditions click here
| Annual Fees | |||
| Segment | Silver | Gold | Platinum |
| Fees | 500 | 250 | Free |
*The fees listed above will be effective starting 10 April 2025.
CHARGES AND MINIMUM BALANCE REQUIREMENTS
| Supplementary Card Fees | Free |
| Tawarruq Profit Rate | 2.49% |
| Card Replacement Fees | 100 |
| Late Payment Fees | 100 |
| Cash Advance Fees | 75 |
| PIN Mailer Re-issuance Fees | 40 |
| Dispute Fees (False Disputes) | 50 |
| Additional Statement Fees | 40 |
| Foreign Currency Mark-up | 2.75% |
| Minimum Payment Due | 5% or 100 (Whichever is higher) |
| Card Type | Visa Signature Credit Card |
| Credit Limit | 10,000 |
| Used Amount by customer | 7,000 |
| Tawarruq | 2.49% |
| Annual Fee | 0 |
| Minimum Payment Due | 5% |
| (APR) Annual Percentage Rate | 34.33% |
| Period to pay total outstanding | 75 months |
*Cards issued before 15 December 2019 are subject to annual fees based on product terms and conditions upon issuance
**Above example is according to product terms and conditions as of 16 March 2023
Maximum of 7 business days from the approval date.
To check the status of your application, please call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas).
For your security, you will first receive the card separately, and then you will receive the PIN after.
You can activate your card through our Internet Banking “Flexx Click”, the Mobile Application “Flexx Touch”, or by calling 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas)
With Global Concierge Service, you can rest assured you are in good hands. Developed exclusively for Visa Signature Credit Cardholders, this complimentary service provides everything you need for your personal and business life, and is available in several different languages.
The Global Concierge Service saves you precious time and is available 24 hours a day, 365 days a year, employing a network of world-class resources to offer solutions and recommendations tailored precisely to your requirements. The service also keeps track of your profile, ensuring that your individual expectations and preferences are fully understood. Concierge Service categories:
Travel: information and reservation assistance for travel and hospitality
Entertainment and Leisure: international dining and luxury leisure services
Retail and Personal Services: domestic services, delivery services, life event management and emergency services
For more information, contact your Global Concierge Service on 800 844 3488 (if within the Kingdom), or +971 4 361 1234 (if overseas).
Alternatively, you can send an email to concierge@visasignature-mea.co
In case of loss or theft of your card, immediately call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas) to block your card and request a replacement card to be sent to you within 5-7 business days. You will also receive a new PIN for the new card. Your credit card will be inactive until you activate it again.
We will send you a renewed credit card at least 2-4 weeks before the expiry date. If you do not receive a new credit card during that period, please call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas).
All transactions done online using any SAIB card are supported by 3D Secure (verified by visa) security feature.
Yes, you can set any limit you want (within the primary card limit) by calling 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas) or visiting any of SAIB branches
You can pay through the following convenient channels:
- SAIB Branches
- SAIB ATMs
- E-channels: Flexx Click or Flexx Touch
- Direct debit from your SAIB account
- Phone Banking Flexx Call
You can fast track your clearance through customers and immigration at over 300 airports around the world. For more information, please visit: https://cemea.yqnowgroup.com
| An example of information that will be obtained when applying for a product | |
| Profit margin % | 2.49 |
| Minimum payment amount % | 5 |
| APR % | 39.70 |
| The period required to pay the full balance (Years) | 7 |
*The Annual Percentage Rate (APR) may differ based on the amount and maturity period.