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Visa Signature Credit Card

Visa Signature Credit Card

Features

 

Full Digital Experience

Start enjoying the benefits of your SAIB Credit Card by activating it via “Flexx Touch” mobile application.

Contactless Payment Service

Pay your purchases safely and easily by swiping your card on POS devices with Contactless Payment Service.

Apple Pay

Add your SAIB cards to Apple Pay and enjoy secured and fast payments inside and outside the Kingdom (in stores and online).
For steps and details, click here

Benefits

Financial and Security Benefits

 

Purchase Protection*

Shop with ease of mind. With Purchase Protection, your purchases are insured in case of loss, accidental damage or theft. 
For details, please click here.

Protection Against Fraud*

Shop with ease of mind. With Purchase Protection, your purchases are insured in case of loss, accidental damage or theft. For details, please click here.

Extended Warranty*

Extended warranty doubles the warranty period offered by the merchant for up to 1 year.
For details, please click here.

Easy Payment Plan - 0% Profit Rate

Buy now and pay later with SAIB Easy Payment Plan program! It is designed to enable credit cardholders of making large purchases and converting them to easy and equal monthly payments in 3, 6, 9, or 12 months at selected partners with 0% profit rate (either by shopping online or at showrooms and stores).
For details, please click here.

Travel and Lifestyle Benefits

 

Global Concierge Service

Enjoy a 24-hour global lifestyle premium service, which includes travel information, arrangements, reservation assistance for premium restaurants, bookings for entertainment events, shopping information, gift arrangement and delivery, health clubs, business services and many more.

Now you can access the digital concierge channel in addition to other means of communication. The digital concierge is a fully mobile responsive portal, enabling you to search and book on-the-go. You will also be able to talk to our Lifestyle Managers 24/7 via the Live Chat. Click here to access the online platform and discover Visa Signature’s world.

International Numbers:

+973 1667 5426
+971 4361 1234
+44 207 8502829

Local Number:

800 8443 488

Global Airport Lounge Access

Enjoy access to 1000+ luxurious airport lounges over 300 cities across the globe with LoungeKey.

  • No registration is required to activate the lounge benefit for your Visa Signature credit card
  • SAIB Visa Signature credit cardholder visits are free for the first 12 visits per year (Gregorian year). Afterwards, cardholder will be charged $32 per guest per visit.
  • After attending the first visit cardholder needs to complete one (1) international transaction (of minimum of $1) in each calendar year to avail from this feature
  • Cardholder should mention "LoungeKey" to the lounge reception staff when showing his Visa Signature Credit Card as a member of LoungeKey

For details, please click here.

Meet and Assist Service at Airports*

  • Enjoy discounts of up to 15% off retail rates at over 450 destinations globally by booking with your Visa Platinum credit card
  • Cardholders can book from here and the discount will be applied directly
  • Services must be booked at least 72 hours prior to commencement of travel
  • Offer not to be used in conjunction with other promotions
  • Cardholders can also book other services such as limo transfer, visa on arrival, baggage porters, etc.

International Medical and Travel Assistance

Visa Signature Credit Card provides you and your family a free International Medical and Travel Assistance while traveling outside the Kingdom for up to 90 days. Complimentary services include helping you to get medical telephone advice, putting you in touch with a local medical service provider and with someone to monitor your medical condition both during and after hospitalization -God forbids.
For details, click here.

Money Back on Entertainment Subscriptions

Enjoy 50% Money Back on entertainment subscriptions (Up to $5 per month.
* Terms and Conditions apply. Click here to view

Jumeirah Offers

Up to 25% off stays at the following Jumeirah properties:

  • Madinat Jumeirah
  • Jumeirah Royal Saray
  • Jumeirah Messilah Beach Hotel
  • Jumeirah Port Soller Hotel & Spa
  • Jumeirah Frankfurt
  • Grosvenor House Suites by Jumeirah Living
  • Jumeirah Lowndes Hotel
  • Capri Palace Jumeirah

For details, please click here.

DragonPass

  • Enjoy special offers at over 200 airport restaurants globally. Please download the app "Dine & Travel Companion" and register in order to view the offers and the DragonPass Terms and Conditions

Travel Insurance

Use your Visa Signature credit card to pay for your travel expenses, and you and your family will be provided with complementary Travel Insurance with a maximum trip duration of 90 days.

  • To download the insurance certificate, please click here
  • For any claims, please email the VISA team at creditcardclaims@crawco.me with the following information:
    • Cardholder’s name
    • First 9 digits of card number
    • Cardholder’s address
    • The policy or section under which the claim applies

The Entertainer

Incredible experiences await you with The Entertainer! Download "Xperience with the ENTERTAINER" mobile application and register using your Visa Signature credit card to treat yourself to exclusive 2-for-1 deals on food and entertainment in addition to over 5,000 travel discounts.
For details, click here.

Visa Luxury Hotels Collection

VLHC includes over 900 intriguing and prestigious properties, providing a premium collection of benefits specially designed to offer an unparalleled experience.

Offers:

  • Best available rate
  • Automatic Room Upgrade upon arrival
  • Complimentary in-room Wi-Fi
  • Complimentary breakfast daily
  • $25 USD food or beverage credit
  • VIP guest status
  • 3PM check out (upon request)

Book must be made from here

Careem Airport Transfers

Enjoy discounted airport transfers with Careem when you pay with your Visa Signature credit card.
For details, click here.

Product Risks

To view the risks of Credit Cards, click here

How to Apply

A step by step guide on how to request a Credit Card

  • Log into your account via the app
  • From the main list, choose “Cards” > “SAIB Credit Cards” > “Credit Card Request”
  • Pick the card you want
  • Fill in the form request
  • Read then accept the terms and conditions

Your request has been fulfilled successfully!

How to Activate

A step by step guide on how to activate SAIB Credit Card

  • Log in to your account
  • From (Cards), choose (SAIB Credit Cards)
  • Choose the card
  • Click on the card to view the services
  • Choose the required service (Activate Card)

Your request has been fulfilled successfully!

Requirements

Eligibility Criteria

  • Customer’s age must range between 18-65 years
  • Customer must have an account with SAIB
  • Customer must be employed, self-employed, retired, or average balance accountholders

Note: The Bank reserves the right to accept or reject an application based on the policy in place at the time of the request

Documents required

  • Filled and signed Credit Card Application form
  • A valid National ID for Saudis
  • Salary certificate
  • 3-month bank statement
  • Copy of ID for potential supplementary cardholder
  • Valid commercial registration for self-employed along with 12-month bank statement

For more information please call our toll free number at 800 124 8000.

Fees and minimum payment requirement

CHARGES AND MINIMUM BALANCE REQUIREMENTS

Annual Fees SAR 700*
Supplementary Card Fees Free
Tawarruq Profit Rate 2.49%
Card Replacement Fees SAR 100
Late Payment Fees SAR 100
Cash Advance Fees SAR 75
PIN Mailer Re-issuance Fees SAR 40
Dispute Fees (False Disputes) SAR 50
Additional Statement Fees SAR 40
Foreign Currency Mark-up 2.75%
Minimum Payment Due 5% or SAR 100 (Whichever is higher)

*All new cards issued after December 15th will have no annual fees.
 

TERMS & CONDITIONS

To check our terms and conditions click here
 

Apply Now!

 

FAQs

How long does it take to receive my SAIB credit card?

Maximum of 7 business days from the approval date.

How do I know the status of my credit card application?

To check the status of your application, please call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas).

Will I receive my credit card and the PIN together?

For your security, you will first receive the card separately, and then you will receive the PIN after.

How can I activate my credit card?

You can activate your card through our Internet Banking “Flexx Click”, the Mobile Application “Flexx Touch”, or by calling 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas)

 
+Show All

How long does it take to receive my SAIB credit card?

Maximum of 7 business days from the approval date.

How do I know the status of my credit card application?

To check the status of your application, please call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas).

Will I receive my credit card and the PIN together?

For your security, you will first receive the card separately, and then you will receive the PIN after.

How can I activate my credit card?

You can activate your card through our Internet Banking “Flexx Click”, the Mobile Application “Flexx Touch”, or by calling 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas)

How can I benefit from the Concierge Service as a Visa Signature Credit Cardholder?

With Global Concierge Service, you can rest assured you are in good hands. Developed exclusively for Visa Signature Credit Cardholders, this complimentary service provides everything you need for your personal and business life, and is available in several different languages.

The Global Concierge Service saves you precious time and is available 24 hours a day, 365 days a year, employing a network of world-class resources to offer solutions and recommendations tailored precisely to your requirements. The service also keeps track of your profile, ensuring that your individual expectations and preferences are fully understood. Concierge Service categories:

  • Travel: information and reservation assistance for travel and hospitality
  • Entertainment and Leisure: international dining and luxury leisure services
  • Retail and Personal Services: domestic services, delivery services, life event management and emergency services

For more information, contact your Global Concierge Service on 800 844 3488 (if within the Kingdom), or +971 4 361 1234 (if overseas).

Alternatively, you can send an email to concierge@visasignature-mea.com

 

What happens if I lose my card or if my card is stolen and how can I request a replacement card?

In case of loss or theft of your card, immediately call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas) to block your card and request a replacement card to be sent to you within 5-7 business days. You will also receive a new PIN for the new card. Your credit card will be inactive until you activate it again.

If my credit card expires this month, how can I get a new card?

We will send you a renewed credit card at least 2-4 weeks before the expiry date. If you do not receive a new credit card during that period, please call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas).

Are my online transactions secured?

All transactions done online using any SAIB card are supported by 3D Secure (verified by visa) security feature.

Can I set a credit limit for the supplementary cards that I have?

Yes, you can set any limit you want (within the primary card limit) by calling 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas) or visiting any of SAIB branches.

What are the available channels to pay my outstanding balance on the credit card?

You can pay through the following convenient channels:

  • SAIB Branches
  • SAIB ATMs
  • E-channels: Flexx Click or Flexx Touch
  • Direct debit from your SAIB account
  • Phone Banking Flexx Call

How can I know the WooW points earned using my card?

You can use WooW calculator to know more about the points earned by choosing the type of transaction, and the number of points earned will appears.click here to use the calculator.

How can I benefit from the Meet and Assist Service at international airports?

You can fast track your clearance through customers and immigration at over 300 airports around the world. For more information, please visit: https://cemea.yqnowgroup.com

Is there an example for the information provided when applying for credit card?

An example of information that will be obtained when applying for a product
Profit margin % 2.49
Minimum payment amount % 5
APR % 39.70
The period required to pay the full balance (Years) 7