Enjoy a 24-hour global lifestyle premium service.
Visa Infinite Credit Card

Visa Infinite Credit Card .. A new meaning to excellence
Visa Infinite credit card from The Saudi Investment Bank grants you benefits that exceed your expectations (and aspirations!) to experience luxury up close and enrich your lifestyle with a wide range of special offers .. just for you!
Apply now via the mobile application!

Global Concierge Service
Enjoy a 24-hour global lifestyle premium service, which includes travel information, arrangements, reservation assistance for premium restaurants, bookings for entertainment events, shopping information, gift arrangement and delivery, health clubs, business services and many more.
Now you can access the digital concierge channel in addition to other means of communication. The digital concierge is a fully mobile responsive portal, enabling you to search and book on-the-go. You will also be able to talk to our Lifestyle Managers 24/7 via the Live Chat.
Click here to access the online platform and discover Visa Infinite luxurious world.
International Numbers:
+973 1667 5426
+971 4361 1234
+44 207 8502829
Local Number:
800 8443 488

Global Airport Lounge Access
Enjoy access to 1000+ luxurious airport lounges over 300 cities across the globe with Visa Airport Companion App.
- Registration for the app is required to activate the lounge benefit for your Visa Infinite Credit Card.
- Enjoy unlimited visits with SAIB Visa Infinite Credit card per year (Gregorian year).
- After the first visit cardholder needs to make an international transaction of 1USD ( 3.75) yearly through POS or Website purchases outside the kingdom, provided that it may take up to 10 days for such transaction to become visible in lounges systems to avail this feature.
- Enjoy a complimentary Airport Lounge access for one guest per visit.
For details, please click here.

Meet and Assist Service at Airports*
Enjoy discounts of up to 25% off retail rates at over 450 destinations globally by booking with your Visa Infinite Credit Card.
- Cardholders can book from here and the discount will be applied directly.
- Services must be booked at least 72 hours prior to commencement of travel.
- Offer not to be used in conjunction with other promotions.
- Cardholder can book other services like luxury car, visa on arrival, luggage and others.

Avis Car Rental Offers
Up to 35% off on Standard Rates.
Up to 35% off on Standard Rates
For details, click here.

Jumeirah Offers
Enjoy up to 25% off stays at selected Jumeirah properties as well as the special offers.
Visa Suite Offer:
Enjoy 25% discount when booking a Suite or Villa with your Visa Infinite credit card. Offer includes:
- 25% off best available rates
- Daily breakfast
- Unlimited access to Wild Wadi Waterpark for selected hotels
- Access to private beach and kids club
Visa Gateway Offer:
- 20% off best available rates
- Unlimited access to Wild Wadi Waterpark for selected hotels
- Access to private beach and kids club

Visa Luxury Hotels Collection
VLHC includes over 900 intriguing and prestigious properties, providing a premium collection of benefits specially designed to offer an unparalleled experience.
Offers:
- Best available rate
- Automatic Room Upgrade upon arrival
- Complimentary in-room Wi-Fi
- Complimentary breakfast daily
- $25 USD food or beverage credit
- VIP guest status
- 3PM check out (upon request)
Booking must be made from here.

WooW Points
2.5 WooW Point for every 1 locally.
2.5 WooW Point for every 1 locally.
5 WooW Points for every 1 internationally.
200 WooW Points for each cash withdrawal transaction locally.
200 WooW Points for each cash withdrawal transaction internationally.

Booking.com offer
Enjoy an instant discount up to 6% and up to 8% on Booking.com valid till 31 December 2025
To book with up to 6% discount:www.booking.com/6visacemea
To book with up to 8% discount:www.booking.com/8visacemea
Calculator
For exact figures, please contact Flexx Call contact center at 800-124-8000
or visit the nearest SAIB Branches.
All finance products are subject to credit approval.
A step by step guide on how to request a Credit Card
- Log into your account via the app
- From the main list, choose “Cards” > “SAIB Credit Cards” > “Credit Card Request”
- Pick the card you want
- Fill in the form request
- Read then accept the terms and conditions
Your request has been fulfilled successfully!
Click to start Step 1.
A step by step guide on how to activate SAIB Credit Card
- Log in to your account
- From (Cards), choose (SAIB Credit Cards)
- Choose the card
- Click on the card to view the services
- Choose the required service (Activate Card)
Your request has been fulfilled successfully!
Annual Fees | |||
Segment | Silver | Gold | Platinum |
Fees | 800 | 800 | Free |
*The fees listed above will be effective starting 10 April 2025.
Supplementary Card Fees | Free |
Tawarruq Profit Rate | 2.49% |
Card Replacement Fees | 100 |
Late Payment Fees | 100 |
Cash Advance Fees | 75 |
Dispute Fees (False Dispute) | 50 |
Additional Statement Fees | 40 |
Foreign Currency Mark-up | 2.75% |
Minimum Payment Due | 5% or 100 (whichever is higher) |
- Customer’s age must range between 18-65 years
- Customer must have an account with SAIB
- Customer must be employed, self-employed, retired, or average balance accountholders
Note: The Bank reserves the right to accept or reject an application based on the policy in place at the time of the request
- Filled and signed Credit Card Application form
- A valid National ID for Saudis
- Salary certificate
- 3-month bank statement
- Copy of ID for potential supplementary cardholder
- Valid commercial registration for self-employed along with 12-month bank statement
To view the risks of Credit Cards, click here.
To check our terms and conditions click here
For more information please call our toll free number at 800 124 8000.
Card Type | Visa Infinite Credit Card |
Credit Limit | 10,000 |
Used Amount by customer | 7,000 |
Tawarruq | 2.49% |
Annual Fee | 0 |
Minimum Payment Due | 5% |
(APR) Annual Percentage Rate | 34.33% |
Period to pay total outstanding | 75 months |
*Cards issued before 15 December 2019 are subject to annual fees based on product terms and conditions upon issuance
**Above example is according to product terms and conditions as of 12 January 2023
Maximum of 7 business days from the approval date.
To check the status of your application, please call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas).
You can activate your card through our Internet Banking or Mobile Application, or by calling +800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas).
You can check the PIN via your account through the Internet Banking or Mobile Application.
With Global Concierge Service, you can rest assured you are in good hands. Developed exclusively for Visa Infinite Credit Cardholders, this complimentary service provides everything you need for your personal and business life, and is available in several different languages.
The Global Concierge Service saves you precious time and is available 24 hours a day, all year long, employing a network of world-class resources to offer solutions and recommendations tailored precisely to your requirements. The service also keeps track of your profile, ensuring that your individual expectations and preferences are fully understood. Concierge Service categories:
- Travel: Information and reservation assistance for travel and hospitalit
- Entertainment and Leisure: International dining and luxury leisure services
- Retail and Personal Services: Domestic services, delivery services, life event management and emergency services
For more information, contact your Global Concierge Service on 800 844 3488 (if within the Kingdom), or +971 4 361 1234 (if overseas).
You can also send an email to concierge@visainfinite-mea.com
In case of loss or theft of your card, immediately call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas) to block your card and request a replacement card to be sent to you within 5-7 business days. You will also receive a new PIN for the new card. Your new credit card will be inactive until you activate it.
We will send you a renewed credit card at least 2-4 weeks before the expiry date. If you do not receive a new credit card during that period, please call +800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas).
All transactions done online using any SAIB card are supported by 3D Secure (verified by visa) security feature.
Yes, you can set any limit you want (within the primary card limit) by calling 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas) or visiting any of SAIB branches.
You can pay through the following convenient channels:
- SAIB Branches
- SAIB ATMs
- Digital Banking Services: (Internet Banking or Mobile Application)
- Direct debit from your SAIB account
- Phone Banking
You can use WooW calculator to know more about the points earned by choosing the type of transaction, and the number of points earned will appears. Click here to use the calculator.
You can fast track your clearance through customs and immigration at over 300 airports around the world. For more details, click here.