Visa Infinite Credit Card

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Visa Infinite Credit Card .. A new meaning to excellence

Visa Infinite credit card from The Saudi Investment Bank grants you benefits that exceed your expectations (and aspirations!) to experience luxury up close and enrich your lifestyle with a wide range of special offers .. just for you!

Apply now via the mobile application!

Rewards & Benefits
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1000+ luxurious
airport lounges

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Up to 25% off
at 450+ destinations globally

35%

Up to 35% off
on Avis Car Rental

25%

Up to 25% off stays
at selected Jumeirah properties

concierge

Global Concierge Service

Enjoy a 24-hour global lifestyle premium service.

Enjoy a 24-hour global lifestyle premium service, which includes travel information, arrangements, reservation assistance for premium restaurants, bookings for entertainment events, shopping information, gift arrangement and delivery, health clubs, business services and many more.

Now you can access the digital concierge channel in addition to other means of communication. The digital concierge is a fully mobile responsive portal, enabling you to search and book on-the-go. You will also be able to talk to our Lifestyle Managers 24/7 via the Live Chat.

Click here to access the online platform and discover Visa Infinite luxurious world.

International Numbers:
+973 1667 5426
+971 4361 1234
+44 207 8502829

Local Number:
800 8443 488

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Global Airport Lounge Access

Enjoy access to 1000+ luxurious airport lounges over 300 cities across the globe with Visa Airport Companion App.

  • Registration for the app is required to activate the lounge benefit for your Visa Infinite Credit Card.
  • Enjoy unlimited visits with SAIB Visa Infinite Credit card per year (Gregorian year).
  • After the first visit cardholder needs to make an international transaction of 1USD ( 3.75) yearly through POS or Website purchases outside the kingdom, provided that it may take up to 10 days for such transaction to become visible in lounges systems to avail this feature.
  • Enjoy a complimentary Airport Lounge access for one guest per visit.

For details, please click here.

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Meet and Assist Service at Airports*

Enjoy discounts of up to 25% off retail rates at over 450 destinations globally by booking with your Visa Infinite Credit Card.

  • Cardholders can book from here and the discount will be applied directly.
  • Services must be booked at least 72 hours prior to commencement of travel.
  • Offer not to be used in conjunction with other promotions.
  • Cardholder can book other services like luxury car, visa on arrival, luggage and others.
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Avis Car Rental Offers

Up to 35% off on Standard Rates.

Up to 35% off on Standard Rates
For details, click here.

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Jumeirah Offers

Enjoy up to 25% off stays at selected Jumeirah properties as well as the special offers.

Visa Suite Offer:
Enjoy 25% discount when booking a Suite or Villa with your Visa Infinite credit card. Offer includes:

  • 25% off best available rates
  • Daily breakfast
  • Unlimited access to Wild Wadi Waterpark for selected hotels
  • Access to private beach and kids club

Visa Gateway Offer:

  • 20% off best available rates
  • Unlimited access to Wild Wadi Waterpark for selected hotels
  • Access to private beach and kids club

 

vlhc

Visa Luxury Hotels Collection

VLHC includes over 900 intriguing and prestigious properties, providing a premium collection of benefits specially designed to offer an unparalleled experience.

Offers:

  • Best available rate
  • Automatic Room Upgrade upon arrival
  • Complimentary in-room Wi-Fi
  • Complimentary breakfast daily
  • $25 USD food or beverage credit
  • VIP guest status
  • 3PM check out (upon request)

Booking must be made from here.

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WooW Points

2.5 WooW Point for every 1 locally.

2.5 WooW Point for every 1 locally.
5 WooW Points for every 1 internationally.
200 WooW Points for each cash withdrawal transaction locally.
200 WooW Points for each cash withdrawal transaction internationally.

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Booking.com offer

Enjoy an instant discount up to 6% and up to 8% on Booking.com valid till 31 December 2025

To book with up to 6% discount:www.booking.com/6visacemea
To book with up to 8% discount:www.booking.com/8visacemea

Key Information
Annual Fees
800
Supplementary Card Fees
Free
Tawarruq Profit Rate
2.49%
Card Replacement Fees
100

Discover the benefits of your Visa Infinite Credit Card by activating it via the mobile application.

Pay your purchases easily and safely with the Contactless Payment Service by tapping your card on POS devices at stores.

Add your SAIB cards to your digital wallet at Apple Pay or mada Pay to enjoy a secured and fast payments inside and outside the Kingdom (in stores and online).

You can get up to 5 free supplementary credit cards for your family members. The supplementary cards will offer all of the primary card benefits and with credit limit assigned by the primary cardholder, for more, click here.

Shop with ease of mind. With Purchase Protection, your purchases are insured in case of loss, accidental damage or theft. For details, please click here.

Exceptional protection against unauthorized transactions or fraudulent use of the card, whether in stores, via phone, through ATMs, or online. For details, click here.

Extended warranty doubles the warranty period offered by the merchant for up to 12 months. For details, please click here for details.

Buy now and pay later with SAIB Easy Payment Plan program! It is designed to enable Credit Cardholders of making large purchases and converting them to easy and equal monthly payments in 3, 6, 9, or 12 months at selected partners with 0% profit rate (either by shopping online or at showrooms and stores). For details, please click here.

With Visa Infinite credit card, you can travel the world knowing that you will be in good hands.

  • Telephone medical consultation
  • Medical service provider referral
  • Medical condition monitoring before and after hospitalization
  • Essential medicine and equipment delivery

For further details, call +97142536024.

 

Insurance on all your trips and your family's with a maximum trip duration of 90 days. Includes insurance on:

  • Personal accident benefits (Up to 2 million USD)
  • Emergency medical expenses (Up to 2.5 million USD)
  • Trip cancellation (Up to 7,500 USD)
  • Missed connection flight, flight delay, and baggage delay (Up to 2,500 USD)

For details, click here.

 

In the event you are liable to reimburse a licensed rental agency for costs arising from material damage to a rental vehicle during the period of the rental, you will be covered with up to 50,000 USD per year. For details, click here.

You can get a refund on the amount of event tickets when paying with your Visa Infinite credit card , which is for certain unavoidable circumstances such as:

  • Unforeseen serious illness
  • Accidents during travel
  • Event delay

The reimbursement covers up to 250 USD per ticket, and 1,000 USD per occurrence. For more information, click here.

 

Calculator

Customer Type
Salary
Monthly payments
  00,000
PLEASE NOTE THAT THESE ARE SIMULATED AMOUNTS REPRESENTING APPROXIMATE NUMBERS ONLY, WITHOUT TAKING INTO ACCOUNT YOUR MONTHLY OBLIGATIONS AND CREDIT BUREAU RESULTS.
For exact figures, please contact Flexx Call contact center at 800-124-8000

or visit the nearest SAIB Branches.
All finance products are subject to credit approval.

A step by step guide on how to request a Credit Card

  • Log into your account via the app
  • From the main list, choose “Cards” > “SAIB Credit Cards” > “Credit Card Request”
  • Pick the card you want
  • Fill in the form request
  • Read then accept the terms and conditions

Your request has been fulfilled successfully!

Click to start Step 1.

A step by step guide on how to activate SAIB Credit Card

  • Log in to your account
  • From (Cards), choose (SAIB Credit Cards)
  • Choose the card
  • Click on the card to view the services
  • Choose the required service (Activate Card)

Your request has been fulfilled successfully!

Annual Fees
SegmentSilverGoldPlatinum
Fees 800 800Free

*The fees listed above will be effective starting 10 April 2025.

Supplementary Card FeesFree
Tawarruq Profit Rate2.49%
Card Replacement Fees 100
Late Payment Fees 100
Cash Advance Fees 75
Dispute Fees (False Dispute) 50
Additional Statement Fees 40
Foreign Currency Mark-up2.75%
Minimum Payment Due5% or 100 (whichever is higher)

  • Customer’s age must range between 18-65 years
  • Customer must have an account with SAIB
  • Customer must be employed, self-employed, retired, or average balance accountholders

Note: The Bank reserves the right to accept or reject an application based on the policy in place at the time of the request

  • Filled and signed Credit Card Application form
  • A valid National ID for Saudis
  • Salary certificate
  • 3-month bank statement
  • Copy of ID for potential supplementary cardholder
  • Valid commercial registration for self-employed along with 12-month bank statement

To view the risks of Credit Cards, click here.

To check our terms and conditions click here
 

For more information please call our toll free number at 800 124 8000.

Card TypeVisa Infinite Credit Card
Credit Limit10,000
Used Amount by customer7,000
Tawarruq2.49%
Annual Fee 0
Minimum Payment Due5%
(APR) Annual Percentage Rate34.33%
Period to pay total outstanding75 months

*Cards issued before 15 December 2019 are subject to annual fees based on product terms and conditions upon issuance

**Above example is according to product terms and conditions as of 12 January 2023

Maximum of 7 business days from the approval date.

To check the status of your application, please call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas).

You can activate your card through our Internet Banking or Mobile Application, or by calling +800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas).

You can check the PIN via your account through the Internet Banking or Mobile Application.

With Global Concierge Service, you can rest assured you are in good hands. Developed exclusively for Visa Infinite Credit Cardholders, this complimentary service provides everything you need for your personal and business life, and is available in several different languages.
The Global Concierge Service saves you precious time and is available 24 hours a day, all year long, employing a network of world-class resources to offer solutions and recommendations tailored precisely to your requirements. The service also keeps track of your profile, ensuring that your individual expectations and preferences are fully understood. Concierge Service categories:

  • Travel: Information and reservation assistance for travel and hospitalit
  • Entertainment and Leisure: International dining and luxury leisure services
  • Retail and Personal Services: Domestic services, delivery services, life event management and emergency services

For more information, contact your Global Concierge Service on 800 844 3488 (if within the Kingdom), or +971 4 361 1234 (if overseas).
You can also send an email to concierge@visainfinite-mea.com

In case of loss or theft of your card, immediately call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas) to block your card and request a replacement card to be sent to you within 5-7 business days. You will also receive a new PIN for the new card. Your new credit card will be inactive until you activate it.

We will send you a renewed credit card at least 2-4 weeks before the expiry date. If you do not receive a new credit card during that period, please call +800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas).

All transactions done online using any SAIB card are supported by 3D Secure (verified by visa) security feature.

Yes, you can set any limit you want (within the primary card limit) by calling 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas) or visiting any of SAIB branches.

You can pay through the following convenient channels:

  • SAIB Branches
  • SAIB ATMs
  • Digital Banking Services: (Internet Banking or Mobile Application)
  • Direct debit from your SAIB account
  • Phone Banking

You can use WooW calculator to know more about the points earned by choosing the type of transaction, and the number of points earned will appears. Click here to use the calculator.

You can fast track your clearance through customs and immigration at over 300 airports around the world. For more details, click here.

An example of information that will be obtained when applying for the product:

*The Annual Percentage Rate (APR) may differ based on the amount and maturity period.

Profit margin2.49%
Minimum payment amount5%
APR39.70%
The period required to pay the full balance (Years)7