Visa Infinite Credit Card

Visa Infinite Credit Card

Visa Infinite Credit Card

Visa Infinite Credit Card .. A new meaning to excellence

Visa Infinite credit card from The Saudi Investment Bank grants you benefits that exceed your expectations (and aspirations!) to experience luxury up close and enrich your lifestyle with a wide range of special offers .. just for you!

Apply now via the mobile application!



Full Digital Experience

Discover the benefits of your Visa Infinite Credit Card by activating it via the mobile application.

Contactless Payment Service

Pay your purchases easily and safely with the Contactless Payment Service by tapping your card on POS devices at stores

Digital Wallets

Add your SAIB cards to your digital wallet at Apple Pay or mada Pay to enjoy a secured and fast payments inside and outside the Kingdom (in stores and online).

Supplementary Cards

You can get up to 5 free supplementary credit cards for your family members. The supplementary cards will offer all of the primary card benefits and with credit limit assigned by the primary cardholder, for more, click here


Financial and Security Benefits


Purchase Protection*

Shop with ease of mind. With Purchase Protection, your purchases are insured in case of loss, accidental damage or theft. 
For details, please click here.

WooW Points

  • 2.5 WooW Point for every 1 SAR locally
  • 5 WooW Points for every 1 SAR internationally
  • 200 WooW Points for each cash withdrawal transaction locally
  • 200 WooW Points for each cash withdrawal transaction internationally

Protection Against Fraud*

Exceptional protection against unauthorized transactions or fraudulent use of the card, whether in stores, via phone, through ATMs, or online. For details, click here.

Extended Warranty*

Extended warranty doubles the warranty period offered by the merchant for up to 12 months.
For details, please click here.

Easy Payment Plan - 0% Profit Rate

Buy now and pay later with SAIB Easy Payment Plan program! It is designed to enable Credit Cardholders of making large purchases and converting them to easy and equal monthly payments in 3, 6, 9, or 12 months at selected partners with 0% profit rate (either by shopping online or at showrooms and stores).
For details, please click here.

Travel and Lifestyle Benefits


Global Concierge Service

Enjoy a 24-hour global lifestyle premium service, which includes travel information, arrangements, reservation assistance for premium restaurants, bookings for entertainment events, shopping information, gift arrangement and delivery, health clubs, business services and many more.

Now you can access the digital concierge channel in addition to other means of communication. The digital concierge is a fully mobile responsive portal, enabling you to search and book on-the-go. You will also be able to talk to our Lifestyle Managers 24/7 via the Live Chat.

Click here to access the online platform and discover Visa Infinite luxurious world.

International Numbers:

+973 1667 5426
+971 4361 1234
+44 207 8502829

Local Number:

800 8443 488

Global Airport Lounge Access

Enjoy access to 1000+ luxurious airport lounges over 300 cities across the globe with LoungeKey.

  • No registration is required to activate the lounge benefit for your Visa Infinite Credit Card
  • Enjoy unlimited visits with SAIB Visa Infinite Credit card per year (Gregorian year).
  • After the first visit cardholder needs to make an international transaction of 1USD (3.75 SAR) yearly through POS or Website purchases outside the kingdom, provided that it may take up to 10 days for such transaction to become visible in lounges systems to avail this feature.
  • Cardholder should mention "LoungeKey" to the lounge reception staff when showing their Visa Infinite Credit Card as a member of LoungeKey
  • Enjoy a complimentary Airport Lounge access for one guest per visit.

For details, please click here.

Meet and Assist Service at Airports*

  • Enjoy discounts of up to 25% off retail rates at over 450 destinations globally by booking with your Visa Infinite Credit Card
  • Cardholders can book from here and the discount will be applied directly
  • Services must be booked at least 72 hours prior to commencement of travel
  • Offer not to be used in conjunction with other promotions
  • Cardholder can book other services like luxury car, visa on arrival, luggage and others

Avis Car Rental Offers

  • Up to 35% off on Standard Rates

For details, click here.

Jumeirah Offers

Enjoy up to 25% off stays at selected Jumeirah properties as well as the special offers below:  


Visa Suite Offer:

Enjoy 25% discount when booking a Suite or Villa with your Visa Infinite credit card. Offer includes:

  • 25% off best available rates
  • Daily breakfast
  • Unlimited access to Wild Wadi Waterpark for selected hotels
  • Access to private beach and kids club

Visa Gateway Offer:

  • 20% off best available rates
  • Unlimited access to Wild Wadi Waterpark for selected hotels
  • Access to private beach and kids club


Enjoy special offers at over 200 airport restaurants globally. Please download the app "Dine & Travel Companion" and register in order to view the offers and the DragonPass Terms and Conditions

Visa Luxury Hotels Collection

VLHC includes over 900 intriguing and prestigious properties, providing a premium collection of benefits specially designed to offer an unparalleled experience.


  • Best available rate
  • Automatic Room Upgrade upon arrival
  • Complimentary in-room Wi-Fi
  • Complimentary breakfast daily
  • $25 USD food or beverage credit
  • VIP guest status
  • 3PM check out (upon request)

Booking must be made from here offer

Enjoy an instant discount up to 6% and up to 8% on valid till 31 December 2024
To book with up to 6%
To book with up to 8% discount:

Insurance and Assistance Benefits


Multi-Trip Travel Insurance

Insurance on all your trips and your family's with a maximum trip duration of 90 days. Includes insurance on:

  • Personal accident benefits (Up to 2 million USD)
  • Emergency medical expenses (Up to 2.5 million USD)
  • Trip cancellation (Up to 7,500 USD)
  • Missed connection flight, flight delay, and baggage delay (Up to 2,500 USD)

For details, click here.

Rental Collision Damage Waiver

In the event you are liable to reimburse a licensed rental agency for costs arising from material damage to a rental vehicle during the period of the rental, you will be covered with up to 50,000 USD per year.
For details, click here.

International Medical Consultation

With Visa Infinite credit card, you can travel the world knowing that you will be in good hands.

  • Telephone medical consultation
  • Medical service provider referral
  • Medical condition monitor before and after hospitalization
  • Essential medicine and equipment delivery

For details, call +97142536024

Event Ticket Cancellation

You can get a refund on the amount of event tickets when paying with your Visa Infinite credit card , which is for certain unavoidable circumstances such as:

  • Unforeseen serious illness
  • Accidents during travel
  • Event delay

The reimbursement covers up to 250 USD per ticket, and 1,000 USD per occurrence. For more information, click here.

Product Risks

To view the risks of Credit Cards, click here

How to Apply

A step by step guide on how to request a Credit Card

  • Log into your account via the app
  • From the main list, choose “Cards” > “SAIB Credit Cards” > “Credit Card Request”
  • Pick the card you want
  • Fill in the form request
  • Read then accept the terms and conditions

Your request has been fulfilled successfully!

How to Activate

A step by step guide on how to activate SAIB Credit Card

  • Log in to your account
  • From (Cards), choose (SAIB Credit Cards)
  • Choose the card
  • Click on the card to view the services
  • Choose the required service (Activate Card)

Your request has been fulfilled successfully!

Fees and minimum payment requirement

Annual Fees SAR 800*
Supplementary Card Fees Free
Tawarruq Profit Rate 2.49%
Card Replacement Fees SAR 100
Late Payment Fees SAR 100
Cash Advance Fees SAR 75
Dispute Fees (False Dispute) SAR 50
Additional Statement Fees SAR 40
Foreign Currency Mark-up 2.75%
Minimum Payment Due 5% or SAR 100 (whichever is higher)

*All new cards issued after 15th December 2019 will have no annual fees.


Eligibility Criteria

  • Customer’s age must range between 18-65 years
  • Customer must have an account with SAIB
  • Customer must be employed, self-employed, retired, or average balance accountholders

Note: The Bank reserves the right to accept or reject an application based on the policy in place at the time of the request

Documents required

  • Filled and signed Credit Card Application form
  • A valid National ID for Saudis
  • Salary certificate
  • 3-month bank statement
  • Copy of ID for potential supplementary cardholder
  • Valid commercial registration for self-employed along with 12-month bank statement

For more information please call our toll free number at 800 124 8000.


The calculator provides estimates only.

Credit Limit
Customer Type
For exact figures, please contact Flexx Call contact center at 800-124-8000

or visit the nearest SAIB Branches.
All finance products are subject to credit approval.


Card Type Visa Infinite Credit Card
Credit Limit 10,000
Used Amount by customer 7,000
Tawarruq 2.49%
Annual Fee 0 SAR
Minimum Payment Due 5%
(APR) Annual Percentage Rate 34.33%
Period to pay total outstanding 75 months

*Cards issued before 15 December 2019 are subject to annual fees based on product terms and conditions upon issuance

**Above example is according to product terms and conditions as of 12 January 2023


How long does it take to receive my SAIB credit card?

Maximum of 7 business days from the approval date.

How do I know the status of my credit card application?

To check the status of your application, please call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas).

How can I view my new credit card’s PIN?

You can check the PIN via your account through the Internet Banking or Mobile Application.

How can I activate my credit card?

You can activate your card through our Internet Banking or Mobile Application, or by calling 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas).

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