Enjoy discounts of up to 15% off retail rates at over 450 destinations globally by booking with your Visa Platinum credit card.
Visa Platinum Credit Card
A card reserved for those who seek a world of privileges and special attention to enjoy the luxuries of life and comfort
Visa Platinum Credit Card from The Saudi Investment Bank offers many exclusive services, convenience and a wide variety of offers designed to complement your lifestyle. Whether you are travelling, shopping, hosting dinner or even renovating your home, Visa Platinum Credit Card from The Saudi Investment Bank is your ideal solution.
Rewards & Benefits
Up to 25% off stays at selected
Jumeirah properties
Entry to 25 luxurious
airport lounges worldwide
4 Months FREE
with Anghami
Explore over 900
premium properties
Meet and Assist Service at Airports*
- Cardholders can book from here and the discount will be applied directly
- Services must be booked at least 72 hours prior to commencement of travel
- Offer not to be used in conjunction with other promotions
- Cardholders can also book other services such as limo transfer, visa on arrival, baggage porters, etc.
Jumeirah Offers
Up to 25% off stays at the following Jumeirah properties.
Up to 25% off stays at the following Jumeirah properties:
- Madinat Jumeira
- Jumeirah Royal Saray
- Jumeirah Messilah Beach Hotel
- Jumeirah Port Soller Hotel & Spa
- Jumeirah Frankfurt
- Grosvenor House Suites by Jumeirah Living
- Jumeirah Lowndes Hotel
- Capri Palace Jumeirah
For details, please click here.
Visa Luxury Hotels Collection
VLHC includes over 900 intriguing and prestigious properties, providing a premium collection of benefits specially designed to offer an unparalleled experience.
Offers:
- Best available rate
- Automatic Room Upgrade upon arriva
- Complimentary in-room Wi-Fi
- Daily complimentary breakfast
- $25 USD food or beverage credit
- VIP guest status
- 3 PM check-out (upon request)
- Book must be made from here.
Global Airport Lounge Access
Enjoy access to 25 luxurious airport lounges with Visa Airport Companion App.
Registration for the app is required to activate the lounge benefit for your Visa Platinum Credit Card.
For details, click here.
4 Months FREE with Anghami
Subscribe to Anghami Plus with your Visa Platinum credit card, and enjoy up to 4 months for free for the first year.
Subscribe from here with your Visa Platinum credit card, and get one month free for every 2-month subscription.
The Entertainer
Incredible experiences await you with The Entertainer! Download "Xperience with the ENTERTAINER" mobile application and register using your Visa Platinum credit card to treat yourself to exclusive 2-for-1 deals on food and entertainment in addition to over 5,000 travel discounts.
For details, click here.
Key Information
Free Supplementary Card Fees
Free
Tawarruq Profit Rate
2.49%
Card Replacement Fees
15
Late Payment Fees
50
Calculator
The calculator provides estimates only and shall not be considered as an approval for the card limit.
Your Age
18 Years
Salary
Employer Sector
Customer Type
Monthly payments
00,000
Please note that these are simulated amounts representing approximate numbers only, without taking into account your monthly obligations and credit bureau results.
For exact figures, please contact Flexx Call contact center at 800-124-8000
or visit the nearest SAIB Branches.
All credit cards are subject to credit approval.
For exact figures, please contact Flexx Call contact center at 800-124-8000
or visit the nearest SAIB Branches.
All credit cards are subject to credit approval.
A step by step guide on how to request a Credit Card
- Log into your account via the app
- From the main list, choose “Cards” > “SAIB Credit Cards” > “Credit Card Request”
- Pick the card you want
- Fill in the form request
- Read then accept the terms and conditions
Your request has been fulfilled successfully!
Click here to start Step 1.
How to activate?
- Log in to your account
- From (Cards), choose (SAIB Credit Cards)
- Choose the card
- Click on the card to view the services
- Choose the required service (Activate Card)
Your request has been fulfilled successfully!
- Customer’s age must range between 18-65 years
- Customer must have an account with SAIB
- Customer must be employed, self-employed, retired, or average balance accountholders
- Filled and signed Credit Card Application form
- A valid National ID for Saudis and passport for Expatriates
- Salary certificate
- 3-month bank statement
- Copy of ID for potential supplementary cardholder
- Valid commercial registration for self-employed along with 12-month bank statement
To view the risks of Credit Cards, click here
For more information please call our toll free number at 800 124 8000.
To check our terms and conditions click here
| Annual Fees | |||
| Segment | Silver | Gold | Platinum |
| Fees | 300 | Free | Free |
*The fees listed above will be effective starting 10 April 2025.
| Supplementary Card Fees | Free |
| Tawarruq Profit Rate | 2.49% |
| **Card Replacement Fees | 15 |
| **Late Payment Fees | 50 |
| **Cash Advance Fees | 3% of the transaction amount, with a maximum limit of 75 |
| PIN Mailer Re-issuance Fees | 40 |
| **Dispute Fees (False Disputes) | 25 |
| Additional Statement Fees | 40 |
| **Foreign Currency Mark-up | 2% |
| Minimum Payment Due | 5% or 100 (Whichever is higher) |
**The fees listed above will be effective starting 19 July 2025.
| Card Type | Visa Platinum Credit Card |
| Credit Limit | 10,000 |
| Used Amount by customer | 7,000 |
| Tawarruq | 2.49% |
| Annual Fee | 0 |
| Minimum Payment Due | 5% |
| (APR) Annual Percentage Rate | 34.33% |
| Period to pay total outstanding | 75 months |
*Cards issued before 15 December 2019 are subject to annual fees based on product terms and conditions upon issuance
**Above example is according to product terms and conditions as of 16 March 2023
Maximum of 7 business days from the approval date.
To check the status of your application, please call 8001248000 (if within the Kingdom), or +966114183100 (if overseas).
You can view the PIN from your account via the Internet Banking or Mobile Application
You can activate your card through our Internet Banking “Flexx Click”, the Mobile Application “Flexx Touch”, or by calling 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas).
To know more about the airport lounges subscribed to the program, please visit: https://ksalounges.dragonpassuk.com
In case of loss or theft of your card, immediately call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas) to block your card and request a replacement card to be sent to you within 5-7 business days. You will also receive a new PIN for the new card. Your credit card will be inactive until you activate it again.
We will send you a renewed credit card at least 2-4 weeks before the expiry date. If you do not receive a new credit card during that period, please call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas).
All transactions done online using any SAIB card are supported by 3D Secure (verified by visa) security feature.
Yes, you can set any limit you want (within the primary card limit) by calling 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas) or visiting any of SAIB branches.
You can pay through the following convenient channels:
- SAIB Branches
- SAIB ATMs
- E-channels: Flexx Click or Flexx Touch
- Direct debit from your SAIB account
- Phone Banking Flexx Call
You can use WooW calculator to know more about the points earned by choosing the type of transaction, and the number of points earned will appears. click here to use the calculator.
You can fast track your clearance through customers and immigration at over 300 airports around the world. For more information, please visit: https://cemea.yqnowgroup.com
An example of information that will be obtained when applying for a product
| Profit margin % | 2.49 |
| Minimum payment amount % | 5 |
| APR % | 39.70 |
| The period required to pay the full balance (Years) | 7 |
*The Annual Percentage Rate (APR) may differ based on the amount and maturity period.