Flexx Pay

“Flexx Pay”

Your Gateway to Future Payments

Online Business Owner?
“Flexx Pay” .. Your Gateway to Future

“Flexx Pay” Service is a host of services provided to business by The Saudi Investment Bank to online business owners so they can provide their customers a gateway of different local and international options to pay when shopping at their online websites (such as:  Visa, MasterCard, mada … etc.), in addition to extra free other tools to manage their business, Such as:

  • Secure online shopping – supported by 3D security feature (verified by Visa) and (MasterCard Secure Code)
  • PCI (Payment Card Industry) security and compliance program certified.
  • Tokenization
  • No redirection to payment gateway website
  • Responsive and customizable website – user friendly
  • Scheduling recurring payments
  • The best fraud prevention tools
  • Support multi-currencies
  • Native mobile SDK
  • Global engine
  • Business intelligence reports and transactions monitoring
  • 24/7 Technical support
“Flexx Pay” main services are:
  • Cards Online Payment (Credit Cards/mada Cards):

This service provide you an end-to-end payment solutions to connect your business to an international payments network, providing your customers more ways to pay, in addition to the other tools and features SAIB provides you to run and operate your business with much more efficiency.

Types of Payment Transactions

A single transaction where the payment is finalized upon authorization. And the funds are immediately transferred into the merchant’s account.


Transactions are authorized twice to confirm the availability of funds by cardholder, the amount is later captured by the merchant.


A form of Batch Payment processing, where the amount is debited on a monthly basis from the cardholder.

  • MOTO

Mail order / Telephone order. FlexxPay enables merchants to submit transactions manually via a secure Web browser


Merchants can refund through the FlexxPay Portal.

Service Requirements
  • An account with SAIB
  • Valid Commercial Registration
  • Business nature should match the Commercial Registration industry.

Sign the E-commerce service agreement

To Apply
  • Through our customer care service “Flexx Call“ (24/7)
  • By visiting any of SAIB branches
  • Through sending an email to Flexxpay@saib.com.sa

Does it have to be linked to a Saudi Investment Bank account?


Which payment services and cards does FlexxPay accept?

The following payment services and card schemes are accepted:

  • mada Cards
  • VISA
  • MasterCard
  • American Express

How long will it takes?

Within 48 Hours if merchant’s website is ready.

What type of Business FlexxPay needs?

All merchants who sell goods and services online

What type of channels does the FlexxPay support?

  • Online Channel “Web”
  • Mobile Channel
  • Virtual Channel