WooW Program

WooW Program

WooW Program

Becoming a member of the WOOW loyalty program is simple:

If you are already registered
to Flexx Click Internet Banking ;

  1. Enter your personal Flexx Click Internet Banking page
  2. Locate the WOOW program tab and click on it
  3. Accept the program Terms & Conditions that pop up

If you are not registered
to Flexx Click Internet Banking ;

  1. Register to SAIB personal Flexx Click Internet Banking
  2. Enter your personal Flexx Click Internet Banking page
  3. Locate the WOOW program tab and click on it
  4. Accept the program Terms & Conditions that pop up

As soon as you become a member, you will start earning points from all eligible banking transactions.
The points you earn can be redeemed for a wide range of rewards and more through WooW e-catalog, also located within your personal Flexx Click internet banking page.

How to Earn Points

Accounts

Account Type Earn Condition Points Credited
Private Welcome points 10,000 Points One Time Only Within 4 Days
Platinum Welcome Points 5,000 Points One Time Only Within 4 Days
Gold Welcome Points 2,500 Points One Time Only Within 4 Days
Silver Welcome Points 1,000 Points One Time Only Within 4 Days
Upgrade to Private 100,000 Points One time only during the first 3 days from next month
Upgrade to Platinum 50,000 Points One time only during the first 3 days from next month
Upgrade to Gold 30,000 Points One time only during the first 3 days from next month
Salary Account transfer 5,000 Points One Time Only Within 4 Days
Average Monthly Balance 0.0042 * Average monthly balance one time per month (For Gold, platinum & Private Segments) (Max by 10th of each month)

Loans

Transaction Type Earn Condition Points Credited
New Murabaha Shares loan 50,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
New Murabha Arzaq Loans 50,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
New Murabha Car Loan 50,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
Murabha Arzaq Loan Refinance 50,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
Murabha Arzaq Loans Buyout 50,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
Murabaha Shares Loan Refinance - Personal Finance 50,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
Murabaha Shares Loan Buyout - Personal Finance 50,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
Executive Finance - Personal Finance 50,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
Expatriates Personal Finance 50,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
Retirees Personal Finance 50,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
Al Asalah Home Finance 100,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
Madoom Home Finance 100,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
Moyassar Home Finance 100,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
REDF Military Downpayment - Home Finance 100,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
Self Construction Finance - Home Finance 100,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
Off Plan Finance - Home Finance 100,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
MOH Ready Houses - Home Finance 100,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited
REDF Civilian Downpayment - Home Finance 100,000 Points 5 transactions for the same loans After 10 to 14 days when the loan has been credited

SAIB Credit & Low Limit Cards

Transaction Type Earn Condition Points Credited
 Travel Card purchase within KSA  1 Point For every 3 SAR spend
(No limit)
After full settlement
(from 1 to 15 days)
 Travel Card purchase outside KSA 1 Point For every 3 SAR spend
(No limit)
After full settlement
(from 1 to 15 days)
 VISA Silver Credit Card cash withdrawal (ATM) 200 Points Per transaction
(No Limit)
max by 14th of each month
 VISA Silver Credit Card cash withdrawal outside KSA 200 Points Per transaction
(No Limit)
max by 14th of each month
 VISA Silver Credit Card purchase within KSA 1 Point For every 3 SAR spend
(No limit)
max by 14th of each month
 VISA Silver Credit Card purchase outside KSA  2 Points For every 1 SAR  spend
(No limit)
max by 14th of each month
 VISA Silver Credit Card purchase outside KSA (In Euro Countries & UK) 1 Point For every  3 SAR spend
(No limit)
max by 14th of each month
 VISA Gold Credit Card cash withdrawal (ATM) 200 Points Per transaction
(No Limit)
max by 14th of each month
 VISA Gold Credit Card cash withdrawal outside KSA  200 Points Per transaction
(No Limit)
max by 14th of each month
 VISA Gold Credit Card purchase within KSA 1 Point For every 3 SAR spend
(No limit)
max by 14th of each month
 VISA Gold Credit Card purchase outside KSA  2 Points For every 1 SAR  spend
(No limit)
max by 14th of each month
 VISA Gold Credit Card purchase outside KSA (In Euro Countries & UK) 1 Point For every 3 SAR spend
(No limit)
max by 14th of each month
 VISA Platinum Credit Card cash withdrawal (ATM) 200 Points Per transaction
(No Limit)
max by 14th of each month
 VISA Platinum Credit Card cash withdrawal outside KSA 200 Points Per transaction
(No Limit)
max by 14th of each month
 VISA Platinum Credit Card purchase within KSA 1 Point For every 2 SAR spend
(No limit)
max by 14th of each month
 VISA Platinum Credit Card purchase outside KSA   2 Points For every 1 SAR spend
(No limit)
max by 14th of each month
 VISA Platinum Credit Card purchase outside KSA (In Euro Countries & UK) 1 Point For every 2 SAR spend
(No limit)
max by 14th of each month
 VISA Signature Credit Card cash withdrawal (ATM) 200 Points Per transaction
(No Limit)
max by 14th of each month
 VISA Signature Credit Card cash withdrawal outside  KSA 200 Points Per transaction
(No Limit)
max by 14th of each month
 VISA Signature Credit Card  purchase within  KSA 1 Point For every 1 SAR spend
(No limit)
max by 14th of each month
 VISA Signature Credit Card purchase outside KSA   4 Points For every 1 SAR spend
(No limit)
max by 14th of each month
 VISA Signature Credit Card purchase outside KSA (In Euro Countries & UK) 1 Point For every 1 SAR spend
(No limit)
max by 14th of each month
 VISA Infinite Privilege Credit Card cash withdrawal (ATM) 200 Points Per transaction
(No Limit)
max by 14th of each month
 VISA Infinite Privilege Credit Card cash withdrawal outside KSA 200 Points Per transaction
(No Limit)
max by 14th of each month
 VISA Infinite Privilege Credit Card purchase within KSA 3 Points For every 1 SAR spend
(No limit)
max by 14th of each month
 VISA Infinite Privilege Credit Card purchase outside KSA 4.5 Points For every  SAR 1 spend
(No limit)
max by 14th of each month
VISA Shopping Card purchase within KSA 1 Point For every 4 SAR spend
(No limit)
After full settlement
(from 1 to 15 days)
VISA Shopping Card purchase outside KSA   1 Point For every 3 SAR spend
(No limit)
After full  settlement
(from 1 to 15 days)
VISA Shopping Card purchase outside KSA (In Euro Countries & UK) 1 Point For every 4 SAR spend
(No limit)
After full  settlement
(from 1 to 15 days)

* No WooW points are earned on Credit Card transactions for SADAD and bill payments via internet banking or ATM

SADAD Payments

Transaction Type Earn Condition Points Credited
Flexx Call Up to 200 Points  One time for each bill per month  Within 4 Days 
SAIB  ATM Up to 100 Point One time for each bill per month  Within 4 Days 
Flexx Click Up to 300 Points One time for each bill per month  Within 4 Days 
SADAD MOI- Flexx Call 200 Points  Per payment (No limit) Within 4 Days 
SADAD MOI- ATM 100 Points Per payment (No limit) Within 4 Days 
SADAD MOI- Flexx Click 300 Points  Per payment (No limit) Within 4 Days 

Accounts

Account Type Private Welcome points
Earn 10,000 Points
Condition One Time Only
Points Credited Within 4 Days
Account Type Travel Card purchase within KSA
Earn 5,000 Points
Condition One Time Only
Points Credited Within 4 Days
Account Type Gold Welcome Points
Earn 2,500 Points
Condition One Time Only
Points Credited Within 4 Days
Account Type Silver Welcome Points
Earn 1,000 Points
Condition One Time Only
Points Credited Within 4 Days
Account Type Upgrade to Private
Earn 100,000 Points
Condition One Time Only
Points Credited during the first 3 days from next month
Account Type Upgrade to Platinum
Earn 50,000 Points
Condition One Time Only
Points Credited during the first 3 days from next month
Account Type Upgrade to Gold
Earn 30,000 Point
Condition One Time Only
Points Credited during the first 3 days from next month
Account Type Salary Account transfer
Earn 50,000 Point
Condition One Time Only
Points Credited Within 4 Days
Account Type Average Monthly Balance
Earn 0.0042 * Average monthly balance one time per month
Condition (For Gold, platinum & Private Seegments)
Points Credited (Max by 10th of each month)

Loans

Loan Type New Murabaha Shares loan
Earn 50,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type New Murabha Arzaq Loans
Earn 50,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type New Murabha Car Loan
Earn 50,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type Murabha Arzaq Loan Refinance
Earn 50,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type Murabha Arzaq Loans Buyout
Earn 50,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type Murabaha Shares Loan Refinance - Personal Finance
Earn 50,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type Murabaha Shares Loan Buyout - Personal Finance
Earn 50,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type Executive Finance - Personal Finance
Earn 50,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type Expatriates Personal Finance
Earn 50,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type Retirees Personal Finance
Earn 50,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type Al Asalah Home Finance
Earn 100,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type Madoom Home Finance
Earn 100,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type Moyassar Home Finance
Earn 100,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type REDF Military Downpayment - Home Finance
Earn 100,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type Self Construction Finance - Home Finance
Earn 100,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type Off Plan Finance - Home Finance
Earn 100,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type MOH Ready Houses - Home Finance
Earn 100,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited
Loan Type REDF Civilian Downpayment - Home Finance
Earn 100,000 Points
Condition 5 transactions for the same loans
Points Credited After 10 to 14 days when the loan has been credited

SAIB Credit & Low Limit Cards

Transaction Type Travel Card purchase within KSA
Earn 1 Point
Condition For every 3 SAR spend ( No limit )
Points Credited After full settlement (from 1 to 15 days)
Transaction Type Travel Card purchase outside KSA
Earn 1 Point
Condition For every 3 SAR spend ( No limit )
Points Credited After full settlement (from 1 to 15 days)
Transaction Type VISA Silver Credit Card cash withdrawal (ATM)
Earn 200 Points
Condition 5 transactions for the same loans
Points Credited max by 14th of each month
Transaction Type VISA Silver Credit Card cash withdrawal outside KSA
Earn 200 Points
Condition 5 transactions for the same loans
Points Credited max by 14th of each month
Transaction Type VISA Silver Credit Card purchase within KSA
Earn 1 Point
Condition For every 3 SAR spend ( No limit )
Points Credited max by 14th of each month
Transaction Type VISA Silver Credit Card purchase outside KSA
Earn 2 Points
Condition For every 1 SAR spend ( No limit )
Points Credited max by 14th of each month
Transaction Type VISA Silver Credit Card purchase outside KSA (In Euro Countries & UK)
Earn 1 Point
Condition For every 3 SAR spend ( No limit )
Points Credited max by 14th of each month
Transaction Type VISA Gold Credit Card cash withdrawal (ATM)
Earn 200 Points
Condition Per transaction (No Limit)
Points Credited max by 14th of each month
Transaction Type VISA Gold Credit Card cash withdrawal outside KSA
Earn 200 points
Condition Per transaction (No Limit)
Points Credited max by 14th of each month
Transaction Type VISA Gold Credit Card purchase within KSA
Earn 1 Point
Condition For every 3 SAR spend ( No limit )
Points Credited max by 14th of each month
Transaction Type VISA Gold Credit Card purchase outside KSA
Earn 2 Points
Condition For every 1 SAR spend ( No limit )
Points Credited max by 14th of each month
Transaction Type VISA Gold Credit Card purchase outside KSA (In Euro Countries & UK)
Earn 1 Point
Condition For every 3 SAR spend ( No limit )
Points Credited max by 14th of each month
Transaction Type VISA Platinum Credit Card cash withdrawal (ATM)
Earn 200 Points
Condition Per transaction (No Limit)
Points Credited max by 14th of each month
Transaction Type VISA Platinum Credit Card cash withdrawal outside KSA
Earn  
Condition 200 Points
Points Credited max by 14th of each month
Transaction Type VISA Platinum Credit Card purchase within KSA
Earn 1 Point
Condition For every 2 SAR spend ( No limit )
Points Credited max by 14th of each month
Transaction Type VISA Platinum Credit Card purchase outside KSA
Earn 2 Points
Condition For every 1 SAR spend ( No limit )
Points Credited max by 14th of each month
Transaction Type VISA Platinum Credit Card purchase outside KSA (In Euro Countries & UK)
Earn 1 Point
Condition For every 2 SAR spend ( No limit )
Points Credited max by 14th of each month
Transaction Type VISA Signature Credit Card cash withdrawal (ATM)
Earn 200 Points
Condition Per transaction (No Limit)
Points Credited max by 14th of each month
Transaction Type VISA Signature Credit Card cash withdrawal outside KSA
Earn 200 Points
Condition Per transaction (No Limit)
Points Credited max by 14th of each month
Transaction Type VISA Signature Credit Card purchase within KSA
Earn 1 Point
Condition For every 1 SAR spend ( No limit )
Points Credited max by 14th of each month
Transaction Type VISA Signature Credit Card purchase outside KSA
Earn 4 Points
Condition For every 1 SAR spend ( No limit )
Points Credited max by 14th of each month
Transaction Type VISA Signature Credit Card purchase outside KSA (In Euro Countries & UK)
Earn 1 Point
Condition For every 1 SAR spend ( No limit )
Points Credited max by 14th of each month
Transaction Type VISA Infinite Privilege Credit Card cash withdrawal (ATM)
Earn 200 Points
Condition Per transaction (No Limit)
Points Credited max by 14th of each month
Transaction Type VISA Infinite Privilege Credit Card cash withdrawal outside KSA
Earn 200 Points
Condition Per transaction (No Limit)
Points Credited max by 14th of each month
Transaction Type VISA Infinite Privilege Credit Card purchase within KSA
Earn 3 Points
Condition For every 1 SAR spend ( No limit )
Points Credited max by 14th of each month
Transaction Type VISA Infinite Privilege Credit Card purchase outside KSA
Earn 4.5 Points
Condition For every SAR 1 spend ( No limit )
Points Credited max by 14th of each month
Transaction Type VISA Shopping Card purchase within KSA
Earn 1 Point
Condition For every 4 SAR spend ( No limit )
Points Credited After full settlement (from 1 to 15 days)
Transaction Type VISA Shopping Card purchase outside KSA
Earn 1 Point
Condition For every 3 SAR spend ( No limit )
Points Credited After full settlement (from 1 to 15 days)
Transaction Type VISA Shopping Card purchase outside KSA (In Euro Countries & UK)
Earn 1 Point
Condition For every 4 SAR spend ( No limit )
Points Credited After full settlement (from 1 to 15 days)

* No WooW points are earned on Credit Card transactions for SADAD and bill payments via internet banking or ATM

SADAD Payments

Transaction Type Flexx Call
Earn Up to 200 Points
Condition One time for each bill per month
Points Credited Within 4 Days
Transaction Type SAIB ATM
Earn Up to 100 Point
Condition One time for each bill per month
Points Credited Within 4 Days
Transaction Type Flexx Click
Earn Up to 300 Points
Condition One time for each bill per month
Points Credited Per payment (No limit)
Transaction Type SADAD MOI- Flexx Call
Earn 200 Points 
Condition Per payment (No limit)
Points Credited Within 4 Days
Transaction Type SADAD MOI- ATM
Earn 100 Points
Condition Per payment (No limit)
Points Credited Within 4 Days
Transaction Type SADAD MOI- Flexx Click
Earn 300 Points
Condition Per payment (No limit)
Points Credited Within 4 Days