Becoming a member of the WOOW loyalty program is simple:
If you are already registered
to Flexx Click Internet Banking ;
- Enter your personal Flexx Click Internet Banking page
- Locate the WOOW program tab and click on it
- Accept the program Terms & Conditions that pop up
If you are not registered
to Flexx Click Internet Banking ;
- Register to SAIB personal Flexx Click Internet Banking
- Enter your personal Flexx Click Internet Banking page
- Locate the WOOW program tab and click on it
- Accept the program Terms & Conditions that pop up
As soon as you become a member, you will start earning points from all eligible banking transactions.
The points you earn can be redeemed for a wide range of rewards and more through WooW e-catalog, also located within your personal Flexx Click internet banking page.
How to Earn Points
Accounts
| Account Type | Earn | Condition | Points Credited |
|---|---|---|---|
| Private Welcome points | 10,000 Points | One Time Only | Within 4 Days |
| Platinum Welcome Points | 5,000 Points | One Time Only | Within 4 Days |
| Gold Welcome Points | 2,500 Points | One Time Only | Within 4 Days |
| Silver Welcome Points | 1,000 Points | One Time Only | Within 4 Days |
| Upgrade to Private | 100,000 Points | One time only | during the first 3 days from next month |
| Upgrade to Platinum | 50,000 Points | One time only | during the first 3 days from next month |
| Upgrade to Gold | 30,000 Points | One time only | during the first 3 days from next month |
| Salary Account transfer | 5,000 Points | One Time Only | Within 4 Days |
| Average Monthly Balance | 0.0042 * Average monthly balance one time per month | (For Gold, platinum & Private Segments) | (Max by 10th of each month) |
| Birthday Points | 2000 | One Time a Year | For Gold, platinum & Private Seegments (within 24 Hours from customer Birthday regeisterd) |
Loans
| Transaction Type | Earn | Condition | Points Credited |
|---|---|---|---|
| New Murabaha Shares loan | 50,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| New Murabha Arzaq Loans | 50,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| New Murabha Car Loan | 50,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| Murabha Arzaq Loan Refinance | 50,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| Murabha Arzaq Loans Buyout | 50,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| Murabaha Shares Loan Refinance - Personal Finance | 50,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| Murabaha Shares Loan Buyout - Personal Finance | 50,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| Executive Finance - Personal Finance | 50,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| Expatriates Personal Finance | 50,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| Retirees Personal Finance | 50,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| Al Asalah Home Finance | 100,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| Madoom Home Finance | 100,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| Moyassar Home Finance | 100,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| REDF Military Downpayment - Home Finance | 100,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| Self Construction Finance - Home Finance | 100,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| Off Plan Finance - Home Finance | 100,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| MOH Ready Houses - Home Finance | 100,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| REDF Civilian Downpayment - Home Finance | 100,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
(The points will be earned and credited to the customer’s account after the 10th day of finance disbursement date, and no later than the 14th day of finance disbursement date, provided that the credit of points will take place on a business day.)
SAIB Credit & Low Limit Cards
| Transaction Type | Earn | Condition | Points Credited |
|---|---|---|---|
| Travel Card purchase within KSA | 1 Point | For every 3 SAR spend (No limit) |
After full settlement (from 1 to 15 days) |
| Travel Card purchase outside KSA | 1 Point | For every 3 SAR spend (No limit) |
After full settlement (from 1 to 15 days) |
| VISA Platinum Credit Card cash withdrawal (ATM) | 200 Points | Per transaction (No Limit) |
max by 14th of each month |
| VISA Platinum Credit Card cash withdrawal outside KSA | 200 Points | Per transaction (No Limit) |
max by 14th of each month |
| VISA Platinum Credit Card purchase within KSA | 1.5 Point | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Platinum Credit Card purchase outside KSA | 2.5 Points | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Signature Credit Card cash withdrawal (ATM) | 200 Points | Per transaction (No Limit) |
max by 14th of each month |
| VISA Signature Credit Card cash withdrawal outside KSA | 200 Points | Per transaction (No Limit) |
max by 14th of each month |
| VISA Signature Credit Card purchase within KSA | 2 Point | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Signature Credit Card purchase outside KSA | 4.5 Points | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Infinite Credit Card cash withdrawal outside KSA | 2 Points | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Infinite Credit Card purchase within KSA | 2.5 Points | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Infinite Credit Card purchase within KSA | 5 Points | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Infinite Privilege Credit Card cash withdrawal (ATM) | 200 Points | Per transaction (No Limit) |
max by 14th of each month |
| VISA Infinite Privilege Credit Card cash withdrawal outside KSA | 200 Points | Per transaction (No Limit) |
max by 14th of each month |
| VISA Infinite Privilege Credit Card purchase within KSA | 3.5 Points | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Infinite Privilege Credit Card purchase outside KSA | 5.5 Points | For every SAR 1 spend (No limit) |
max by 14th of each month |
| VISA Shopping Card purchase within KSA | 1 Point | For every 4 SAR spend (No limit) |
After full settlement (from 1 to 15 days) |
| VISA Shopping Card purchase outside KSA | 1 Point | For every 3 SAR spend (No limit) |
After full settlement (from 1 to 15 days) |
* No WooW points are earned on Credit Card transactions for SADAD and bill payments via internet banking or ATM
* No WooW points are earned on transactions to add money to digital wallets
SADAD Payments
| Transaction Type | Earn | Condition | Points Credited |
|---|---|---|---|
| Phone Banking | Up to 200 Points | One time for each bill per month | Within 4 Days |
| SAIB ATM | Up to 100 Point | One time for each bill per month | Within 4 Days |
| Mobile App or Internet Banking | Up to 300 Points | One time for each bill per month | Within 4 Days |
| SADAD MOI- Phone Banking | 200 Points | Per payment (No limit) | Within 4 Days |
| SADAD MOI- ATM | 100 Points | Per payment (No limit) | Within 4 Days |
| SADAD MOI- Mobile App or Internet Banking | 300 Points | Per payment (No limit) | Within 4 Days |
Accounts
| Account Type | Private Welcome points |
| Earn | 10,000 Points |
| Condition | One Time Only |
| Points Credited | Within 4 Days |
| Account Type | Travel Card purchase within KSA |
| Earn | 5,000 Points |
| Condition | One Time Only |
| Points Credited | Within 4 Days |
| Account Type | Gold Welcome Points |
| Earn | 2,500 Points |
| Condition | One Time Only |
| Points Credited | Within 4 Days |
| Account Type | Silver Welcome Points |
| Earn | 1,000 Points |
| Condition | One Time Only |
| Points Credited | Within 4 Days |
| Account Type | Upgrade to Private |
| Earn | 100,000 Points |
| Condition | One Time Only |
| Points Credited | during the first 3 days from next month |
| Account Type | Upgrade to Platinum |
| Earn | 50,000 Points |
| Condition | One Time Only |
| Points Credited | during the first 3 days from next month |
| Account Type | Upgrade to Gold |
| Earn | 30,000 Point |
| Condition | One Time Only |
| Points Credited | during the first 3 days from next month |
| Account Type | Salary Account transfer |
| Earn | 50,000 Point |
| Condition | One Time Only |
| Points Credited | Within 4 Days |
| Account Type | Average Monthly Balance |
| Earn | 0.0042 * Average monthly balance one time per month |
| Condition | (For Gold, platinum & Private Seegments) |
| Points Credited | (Max by 10th of each month) |
| Account Type | Birthday Points |
| Earn | 2,000 |
| Condition | One Time a Year |
| Points Credited | For Gold, platinum & Private Seegments (within 24 Hours from customer Birthday regeisterd) |
Loans
| Loan Type | New Murabaha Shares loan |
| Earn | 50,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | New Murabha Arzaq Loans |
| Earn | 50,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | New Murabha Car Loan |
| Earn | 50,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | Murabha Arzaq Loan Refinance |
| Earn | 50,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | Murabha Arzaq Loans Buyout |
| Earn | 50,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | Murabaha Shares Loan Refinance - Personal Finance |
| Earn | 50,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | Murabaha Shares Loan Buyout - Personal Finance |
| Earn | 50,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | Executive Finance - Personal Finance |
| Earn | 50,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | Expatriates Personal Finance |
| Earn | 50,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | Retirees Personal Finance |
| Earn | 50,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | Al Asalah Home Finance |
| Earn | 100,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | Madoom Home Finance |
| Earn | 100,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | Moyassar Home Finance |
| Earn | 100,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | REDF Military Downpayment - Home Finance |
| Earn | 100,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | Self Construction Finance - Home Finance |
| Earn | 100,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | Off Plan Finance - Home Finance |
| Earn | 100,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | MOH Ready Houses - Home Finance |
| Earn | 100,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | REDF Civilian Downpayment - Home Finance |
| Earn | 100,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
(The points will be earned and credited to the customer’s account after the 10th day of finance disbursement date, and no later than the 14th day of finance disbursement date, provided that the credit of points will take place on a business day.)
SAIB Credit & Low Limit Cards
| Transaction Type | Travel Card purchase within KSA |
| Earn | 1 Point |
| Condition | For every 3 SAR spend ( No limit ) |
| Points Credited | After full settlement (from 1 to 15 days) |
| Transaction Type | Travel Card purchase outside KSA |
| Earn | 1 Point |
| Condition | For every 3 SAR spend ( No limit ) |
| Points Credited | After full settlement (from 1 to 15 days) |
| Transaction Type | VISA Platinum Credit Card cash withdrawal (ATM) |
| Earn | 200 Points |
| Condition | Per transaction (No Limit) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Platinum Credit Card cash withdrawal outside KSA |
| Earn | 200 Points |
| Condition | Per transaction(No Limit) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Platinum Credit Card purchase within KSA |
| Earn | 1.5 Point |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Platinum Credit Card purchase outside KSA |
| Earn | 2.5 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Signature Credit Card cash withdrawal (ATM) |
| Earn | 200 Points |
| Condition | Per transaction (No Limit) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Signature Credit Card cash withdrawal outside KSA |
| Earn | 200 Points |
| Condition | Per transaction (No Limit) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Signature Credit Card purchase within KSA |
| Earn | 2 Point |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Signature Credit Card purchase outside KSA |
| Earn | 4.5 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Infinite Credit Card cash withdrawal outside KSA |
| Earn | 2 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Infinite Credit Card purchase within KSA |
| Earn | 2.5 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Infinite Credit Card purchase outside KSA |
| Earn | 5 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Infinite Privilege Credit Card cash withdrawal (ATM) |
| Earn | 200 Points |
| Condition | Per transaction (No Limit) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Infinite Privilege Credit Card cash withdrawal outside KSA |
| Earn | 200 Points |
| Condition | Per transaction (No Limit) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Infinite Privilege Credit Card purchase within KSA |
| Earn | 3.5 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Infinite Privilege Credit Card purchase outside KSA |
| Earn | 5.5 Points |
| Condition | For every SAR 1 spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Shopping Card purchase within KSA |
| Earn | 1 Point |
| Condition | For every 4 SAR spend ( No limit ) |
| Points Credited | After full settlement (from 1 to 15 days) |
| Transaction Type | VISA Shopping Card purchase outside KSA |
| Earn | 1 Point |
| Condition | For every 3 SAR spend ( No limit ) |
| Points Credited | After full settlement (from 1 to 15 days) |
* No WooW points are earned on Credit Card transactions for SADAD and bill payments via internet banking or ATM
* No WooW points are earned on transactions to add money to digital wallets
SADAD Payments
| Transaction Type | Phone Banking |
| Earn | Up to 200 Points |
| Condition | One time for each bill per month |
| Points Credited | Within 4 Days |
| Transaction Type | SAIB ATM |
| Earn | Up to 100 Point |
| Condition | One time for each bill per month |
| Points Credited | Within 4 Days |
| Transaction Type | Mobile App or Internet Banking |
| Earn | Up to 300 Points |
| Condition | One time for each bill per month |
| Points Credited | Per payment (No limit) |
| Transaction Type | SADAD MOI- Phone Banking |
| Earn | 200 Points |
| Condition | Per payment (No limit) |
| Points Credited | Within 4 Days |
| Transaction Type | SADAD MOI- ATM |
| Earn | 100 Points |
| Condition | Per payment (No limit) |
| Points Credited | Within 4 Days |
| Transaction Type | SADAD MOI- Mobile App or Internet Banking |
| Earn | 300 Points |
| Condition | Per payment (No limit) |
| Points Credited | Within 4 Days |
