Silver mada Debit Card

mada Silver Debit Card

mada Silver Debit Card

Your mada Silver Debit Card from The Saudi Investment Bank is one of the best choices for accountholders to satisfy their financial needs and perform their daily transactions in a smooth yet secure manner. Enjoy greater security with the latest Chip-and-PIN technology, allowing you to use your card safely at millions of retail outlets and ATMs worldwide.

Cash is your past… your mada Silver Debit Card from The Saudi Investment Bank is the future.

The features you need to know:



Globally accepted

Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide

US Dollar cash withdrawal

You can withdraw US Dollars at selected SAIB ATMs without having to visit the branch and wait in long queues

Increase your PoS daily purchase limit

You can extend your daily purchasing limit through PoS from SAR 20,000 to 200,000 to suit your lifestyle and needs through E-banking

Avail of “Aseel” program discounts

You can avail of “Aseel” program discounts at prestigious merchants from dining to shopping, travel to entertainment and much more. For details, please click here.

Apple Pay

Apple Pay provides SAIB cardholders a convenient, secure and a new way to pay for purchases through IOS-based devices by simply adding their cards via “Flexx Touch” or Wallet application inside and outside the Kingdom.

Chip-and-PIN card safety feature

The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions

Online access to view your card account

SAIB offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch

SMS notification for each transaction

Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection

A replacement card wherever you are

There is no need to worry in case you lost your card during your travel. You can now request an emergency replacement card to be mailed to you wherever you are around the world in a shortened period of time. Simply, call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas)

Customer service around the clock

Flexx Call team is available around to clock to serve you. Simply, call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas)

Online Payment

SAIB mada Debit Cardholder may shop and pay online easily and securely using the card with the “Verified by Visa” service. For more details about the service, please click here


* Terms and Conditions apply. Click hereto view


Please be aware of the following requirements:


  • Customer must have an account with SAIB
  • Minimum age of 18 (or 15 for Saudi nationals)


  • A valid National ID for Saudis or Iqama for Expatriates
  • National ID for 15-year-old Saudi nationals or older
Fees for mada Silver Debit Card from The Saudi Investment Bank
Service Fees
New mada card issuance Free
mada card renewal Free
mada card reissuance SAR 30
mada supplementary card SAR 30
Reissuing PIN for mada card SAR 15
International cash withdrawal SAR 25 + 2.75% currency exchange rate
Balance inquiry GCC net SAR 3
Cash withdrawal in GCC net SAR 10
Balance inquiry out of the Kingdom SAR 3.5
POS purchase out of the Kingdom 2.75 % for currency exchange rate

Product Risks

To view the risks of Debit Cards “mada”, click here


What is mada Silver Debit Card and how will it benefit me?

mada Silver Debit Card from The Saudi Investment Bank is a card issued for Silver segment accountholders which allows instant access to funds available in the account, saving you the need to withdraw cash. Your card will help you manage your finances and monitor your spending, as all transactions made with your card will appear on your bank account statement.

How can I obtain a mada Silver Debit Card?

Visit the nearest SAIB branch if you meet the Silver segment criteria.

What are the difference between a mada debit card and a credit card?

A mada debit card is a "buy now, pay now" option, while a credit card is a "buy now, pay later” option. Therefore, when you use your mada Silver Debit Card from The Saudi Investment Bank, there will be no monthly repayments, and hence, no profit rate will be charged.

What online services can I benefit from with my mada Silver Debit Card in Flexx Click or Flexx Touch?

  • View account balances
  • View transactions history/statements
  • View your card accounts details and transaction history
  • Transfers between your accounts and other SAIB accounts
  • SARIE transfers within the Kingdom of Saudi Arabia
  • Make transfers to your investment account with Alistithmar Capital
  • Make international transfers
  • SADAD utility payment
  • MOI government payment
  • View all payments history
  • View WooW rewards and redemption

There are many more services provided. For more information, please click here.

What if I forget my PIN?

You can view your PIN easily through Flexx Click, Flexx Touch or Flexx Call.

What happens if I lose my card or if my card is stolen and how can I request a replacement card?

n case of loss or theft of your card, immediately call 800 124 8000 (if within the Kingdom), or +966 11 418 3100 (if overseas) to block your card and request a replacement card to be sent to you within 5-7 business days, You may also request for an instant issuance by visiting the nearest SAIB branch and your card will be inactive until you activate it again. You can view your PIN from Flexx Click, Flexx Touch or through Flexx Call.