The New Travel App Offer

The New Travel App Offer

The New Travel App Offer

Through the new Travel app, you can have 0% margin on exchange rate for all currencies and apply for a primary and additional Travel cards without issuance fees with the ability to add 100 currencies without currency addition fees. Download the app and enjoy all its benefits while traveling.

* Terms and conditions apply

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Terms and Conditions:

  • Offer valid from 21 May until 31 December 2024.
  • This offer is valid for new and existing customers.
  • This offer is valid through the new Travel app.
  • Customer can issue primary and additional Travel Cards without issuance fees through the new Travel app.
  • Travel cardholder can add all the currencies without currency addition fees through the new Travel app.
  • In case the customer has additional cards, customer can add all currencies for free to each card, regardless of the number of cards through the new Travel app
  • 0% margin on exchange rate is applicable on all currencies only during the offer period on the total loading amount not exceeding the maximum limit of SAR 100,000 through the new Travel app
  • Once the maximum limit (100,000 SAR) is utilized during the offer period, customer can still load in these currencies with the regular margin on exchange rate.
  • SAIB will provide specific currency exchange rate as available and offered by the third party with no additional margin added to these rates. SAIB does not guarantee that the currency exchange rates are always the lowest rates, as rates vary from a service provider to another based on several factors that are outside the control of SAIB.
  • The maximum loading amount of SAR 100,000 is applicable per customer, irrespective of number of cards issued for that customer, both primary and additional cards.
  • SAR 100,000 is the maximum loading amount that the cardholder could benefit from the offer by means it could utilized one time in one currency or distrusted among currency.
  • The 0% Margin on exchange rate offer is available from 8:00 AM to 10:00 PM (KSA time) during working days (Sunday to Thursday) and regular margin apply outside these hours and on weekends (Friday and Saturday).
  • Regular margin will be applicable on unloading transaction(s) for all currencies which customer unload the amount from a currency to the account
  • Foreign currency availability is depending on the third party, and SAIB has the right to suspend the offer or add restrictions to it in case of force majeure or unexpected circumstances that could affect availability of foreign currencies.
  • In case of rate discrepancy related to 0% margin exchange rate, customer can dispute within 45 days of transaction time.
  • All other Travel Card Terms and Conditions apply.
  • This offer is valid through SAIB Mobile banking app.
  • SAIB reserves the right, in its sole discretion, to disqualify any individual it finds to be misconducting, tampering with the offer process, or acting in violation of these terms and conditions.
  • Offer is subject to the Saudi Central Bank regulations and laws (SAMA).
  • These Terms and Conditions are subject to the Kingdom of Saudi Arabia’s laws and regulations.


If I issued a Travel Card before the offer date, can I benefit from this offer?

Yes, you can add all currencies without currency addition fees, and benefit from the 0% margin on exchange rate for all currencies, in addition to free issuance for your new additional cards during the offer period.

Does the free issuance offer include additional cards?

Yes, it is.

Is there a maximum limit for the loaded amounts of the specific currencies for the 0% margin on exchange rate offer?

Yes, the maximum limit is SAR 100,000, and after using up the maximum limit, the usual margin will be applied.

What is the difference between Travel App and Travel card?

Travel card is a multi-currency card enables its holder to pay in 100 different currencies at best exchange rates with zero exchange rate conversion. While the Travel app is the first of its kind in the Kingdom. It is designed to serve the customers' banking needs in a unique experience and with the highest levels of flexibility and innovation.

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